Union County Homes under $400,000

Welcome to Union County, North Carolina, a vibrant and rapidly growing area that perfectly blends small-town charm with modern conveniences. Nestled just south of Charlotte, Union County offers a serene suburban lifestyle while providing easy access to the bustling city. With a rich history and a commitment to community, this county is an ideal place for families, young professionals, and retirees alike.

Union County boasts an array of outdoor activities, from scenic parks to picturesque walking trails, making it a haven for nature lovers. The area is also known for its excellent schools, making it a top choice for families looking to settle down in a nurturing environment. Local farmers' markets, charming boutiques, and a variety of dining options add to the county's appeal, ensuring residents have everything they need right at their fingertips.

For those seeking affordable housing options, Union County has a fantastic selection of homes priced under $400,000. Whether you’re looking for a cozy starter home, a spacious family residence, or a charming townhouse, you’ll find a diverse range of properties that cater to various lifestyles and budgets. With the market continually evolving, this is a perfect time to explore the possibilities of homeownership in this thriving community.

Union County is not just a place to live; it’s a place to grow, connect, and thrive. Discover your dream home in Union County today, where the perfect blend of affordability and quality living awaits!

Newest Union County Homes under $400,000

$359,995

3 Beds ⋅ 2 Baths ⋅ 4431545 MLS ⋅ COMING SOON Status

Well maintained ranch home with sunroom! Open floorplan with no wasted space. The vaulted ceiling gives a more open feel. Start entertaining in the sunroom and let it flow out onto the nice paver patio where you'll enjoy a private backyard oasis. Home sits at the main entrance immediately off main road just a short drive to I-74.

3203 Brookstone Trail, Indian Trail

Listing courtesy of COMPASS. zeke.farrington@compass.com

$355,000

3 Beds ⋅ 2 Baths ⋅ 4431408 MLS ⋅ ACTIVE Status

Freshly painted with newer flooring and updated bathrooms, this three-bedroom, two-bath home offers inviting single-level living on approximately 0.34 acres on a cul-de-sac. The open floor plan provides a comfortable setting for everyday living and entertaining, with natural light and a living-room fireplace adding warmth and character. The kitchen features granite countertops and a pantry, while the spacious primary suite includes a walk-in closet and a private bathroom. An attached two-car garage provides convenient parking and storage. Outside, enjoy the covered patio, fenced backyard area, and storage shed for hobbies and outdoor essentials. With no HOA and convenient access to I-485, Highway 74, shopping, and dining, this Stallings home combines appealing updates with a practical layout and a convenient location.

713 Pesca Lane, Matthews

Listing courtesy of Costello Real Estate and Investments LLC. vidhyapati@costellorei.com

$249,900

3 Beds ⋅ 3 Baths ⋅ 4431406 MLS ⋅ ACTIVE Status

Enjoy low-maintenance living in The Ridge, Monroe's newest townhome community. The Surrey floorplan offers thoughtfully designed living space with an open-concept layout that brings together the great room, dining area and designer kitchen—creating an inviting space for everyday living and entertaining. The kitchen showcases Palisades Gold quartz countertops, upgraded cabinetry, designer tile backsplash, gold faucet and stainless steel appliances. Upstairs, retreat to the spacious primary suite featuring a walk-in closet and well-appointed bath, while additional bedrooms, a full bath and convenient second-floor laundry complete the home. Built with energy-efficient construction and durable fiber cement siding, this home also offers an attached garage and rear patio for outdoor enjoyment. Residents enjoy a community pool, cabana, pickleball courts, playground, dog park, sidewalks and street lights, all conveniently located near shopping, dining and everyday conveniences.

324 Whitefish Way Unit #124, Monroe

Listing courtesy of TLS Realty LLC. kwilson@tlsrealtyllc.com

$259,900

3 Beds ⋅ 3 Baths ⋅ 4431405 MLS ⋅ ACTIVE Status

Enjoy low-maintenance living in The Ridge, Monroe's newest townhome community. The Rosemoore floorplan offers 1,562 heated square feet with 3 bedrooms and 2.5 baths, featuring an open-concept layout that brings together the spacious great room, dining area and designer kitchen—creating an inviting space for everyday living and entertaining. The kitchen showcases quartz countertops, a large center island, tile backsplash, stainless steel appliances and abundant cabinetry. Upstairs, retreat to the spacious primary suite featuring a walk-in closet and well-appointed bath, while two additional bedrooms, a full bath and convenient second-floor laundry complete the home. Built with energy-efficient construction and durable fiber cement siding, this home also offers an attached garage and rear patio for outdoor enjoyment. Residents enjoy a community pool, cabana, pickleball courts, playground, dog park, sidewalks and street lights, all conveniently located near shopping, dining and everyday conveniences.

320 Whitefish Way Unit #122, Monroe

Listing courtesy of TLS Realty LLC. kwilson@tlsrealtyllc.com

$349,900

3 Beds ⋅ 3 Baths ⋅ 4431404 MLS ⋅ ACTIVE Status

Move-in ready new construction in The Ridge Townhomes in Monroe! The Advent by True Homes offers 2,174 sq. ft., 3 bedrooms, 2.5 baths, a 2-car garage and spacious upstairs game room. The open-concept main level brings together the kitchen, dining room and great room, plus a dedicated Tech Center ideal for a home office or study space. The kitchen features quartz countertops, upgraded cabinetry and tile backsplash, and stainless steel appliances. Upstairs, the private primary suite includes a walk-in closet and primary bath, along with two additional bedrooms, a full bath, laundry and large game room. Enjoy additional storage and a 160-sq.-ft. rear patio. Residents enjoy a community pool, cabana, pickleball courts, playground, dog park, sidewalks and street lights, all conveniently located near shopping, dining and everyday conveniences. Completed and ready for its new owner—schedule a tour today!

305 Northern Star Drive Unit #4, Monroe

Listing courtesy of TLS Realty LLC. kwilson@tlsrealtyllc.com

$349,900

3 Beds ⋅ 3 Baths ⋅ 4429771 MLS ⋅ COMING SOON Status

Welcome to 3212 Kemptown Square in Waxhaw’s desirable Cureton community, with top-rated Cuthbertson schools and shopping and dining conveniently close by! This beautifully maintained three-bedroom, two-and-a-half-bath home combines a classic floor plan with thoughtful updates and inviting outdoor spaces, just a short drive from historic downtown Waxhaw. Hardwood floors extend throughout the main level, where a welcoming family room with a gas fireplace creates a comfortable gathering space. A separate dining area leads to the kitchen, featuring generous solid-surface countertops, tall upper cabinets, and updated stainless steel appliances, including a GE gas range, dishwasher, and microwave. Upstairs, the primary suite offers a private bath and spacious walk-in closet. Two additional bedrooms share a generously sized full bathroom. Recent improvements include a roof replacement (2024), Trane air-conditioning unit (2023), 50-gallon water heater (2024), updated kitchen appliances (2025-2026), and new toilets (2025) throughout—valuable updates that add to the home’s appeal. Enjoy morning coffee on the charming front porch or unwind on the private rear patio. A detached one-car garage with rear access provides convenient parking and storage, with additional street parking nearby. Cureton residents enjoy a clubhouse, outdoor pool, fitness center, playground, and walking trails. Nearby shopping, restaurants, and everyday conveniences make this location especially appealing, while downtown Waxhaw offers even more local dining, boutiques, and small-town charm. With its welcoming character, numerous updates, and convenient location, 3212 Kemptown Square is ready for its next chapter. Highly motivated sellers—bring your offer! Schedule your showing today.

3212 Kemptown Square, Waxhaw

Listing courtesy of Reid's Real Estate & Marketing Group. timreidrealtor@gmail.com

$398,900

3 Beds ⋅ 3 Baths ⋅ 4430827 MLS ⋅ ACTIVE Status

New townhomes in the heart of Waxhaw! This Ashland plan has 3 bedrooms, 2.5 baths, and more than 1,800 square feet of living space. Enter through the foyer with tray ceiling and Craftsman-style trim to an open kitchen, dining area, and family room that walks out to a covered porch. The kitchen features 42-inch gray Shaker-style cabinets, Mykonos quartz counters, a spacious island, picket tile backsplash, matte black finishes, and stainless Frigidaire Gallery appliances, including a gas range. Enhanced Vinyl Plank flooring flows throughout the main living areas, and composite stair treads with metal balusters lead upstairs to the loft, bedrooms, baths, and laundry room. The primary bath features a tiled shower with semi-frameless matte black door, dual-sink vanity with white quartz counters, and coordinating matte black fixtures. Additional features include a built-in drop zone, smart home package, and 1-car garage. Walking distance to shops, eateries, and other conveniences in the heart of Waxhaw. Visit today!

406 Blythe Townhome Lane, Waxhaw

Listing courtesy of Eastwood Homes. mconley@eastwoodhomes.com

$400,000

3 Beds ⋅ 2 Baths ⋅ 4430325 MLS ⋅ ACTIVE Status

Enjoy peaceful living in this spacious 3-bedroom, 2-bath home offering over 1,700 square feet and sitting on just under 1 acre in the Waxhaw area! The open-floorplan living area features a bright and spacious living room that flows into the dining area and kitchen! The kitchen is a chef’s dream with ample counter and cabinet space and a large kitchen island with breakfast bar seating and the flexibility to move or rotate the island as desired. Off of the main living area to the left is the dedicated office/bonus room providing a quiet space for work or relaxation, off the other side of the living area are the conveniently located bedrooms! The primary suite boasts a large walk-in closet and private bath! The secondary bedrooms provide great additional living space or makes for a great second office or flex space if needed. Outside, relax or entertain on the rear deck surrounded by a peaceful and wooded setting. An extended driveway with parking for multiple vehicles, a storage shed, included washer and dryer, attic storage, and additional concealed storage areas add convenience and usability!

8004 Agape Lane, Waxhaw

Listing courtesy of Keller Williams Ballantyne Area. sandyj@mypremierproperty.com

$389,900

3 Beds ⋅ 3 Baths ⋅ 4414936 MLS ⋅ ACTIVE Status

Welcome to the Ashland, a beautifully designed townhome offering 3 bedrooms, 2.5 baths, and more than 1,800 square feet of living space in the heart of Waxhaw! The main level features a welcoming foyer with a tray ceiling and Craftsman-style trim, a built-in drop zone, and an open-concept kitchen, dining area, and family room with access to a covered rear porch. The kitchen showcases white Shaker-style cabinetry, quartz countertops, a spacious island, tile backsplash, under-cabinet lighting, matte black finishes, and stainless-steel appliances including a gas range. Durable EVP flooring extends throughout the main living areas. Upstairs, you'll find a spacious loft, all three bedrooms, two full baths, and the laundry room. The primary suite features a dual-sink vanity with white quartz countertops and a tiled shower with a semi-frameless door, while the secondary bath includes a tub/shower combination. Additional highlights include a 1-car garage, smart home features, upgraded lighting, and a convenient location within walking distance of shops, dining, and everyday conveniences in Waxhaw. Visit today!

410 Blythe Townhome Lane, Waxhaw

Listing courtesy of Eastwood Homes. mconley@eastwoodhomes.com

$308,000

3 Beds ⋅ 2 Baths ⋅ 4430659 MLS ⋅ ACTIVE Status

Welcome home to this charming property nestled in a peaceful cul-de-sac, offering both comfort and convenience. Ideally located near schools, shopping, dining, entertainment, and everyday amenities, this home provides an excellent combination of location and lifestyle. Step outside and enjoy the expansive, level backyard, featuring a large deck that’s perfect for entertaining, family gatherings, celebrations, or simply relaxing outdoors. A spacious storage shed provides additional room for tools, equipment, and outdoor essentials. The home also features several important updates, including a 2-year-old HVAC system, new windows, and a new patio door, providing added comfort and peace of mind. Whether you're looking for your first home or an opportunity to expand your investment portfolio, this property offers plenty of potential. Come see all that this home and its convenient location have to offer!

2505 Justin Court, Monroe

Listing courtesy of ERA Live Moore. NONE

$319,900

3 Beds ⋅ 2 Baths ⋅ 4429983 MLS ⋅ ACTIVE Status

Welcome home to this charming three-bedroom, two-bath ranch featuring a welcoming brick-front exterior, vinyl siding, and a two-car garage. Inside, you’ll find beautiful LVP flooring and a freshly painted interior that creates a clean, bright, move-in-ready feel. The home offers a comfortable layout with plenty of space for everyday living and entertaining. Step outside to enjoy the rear porch overlooking the fenced-in backyard, providing a great space for relaxing and/or entertaining With its inviting curb appeal, convenient one-level living, two-car garage, fenced yard, and fresh updates, this home is ready for its next owners. Come see all it has to offer!

2425 River Chase Drive, Monroe

Listing courtesy of Emerald Pointe Realty. bbenton@emeraldpointerealty.com

$240,000

2 Beds ⋅ 1 Baths ⋅ 4430267 MLS ⋅ ACTIVE Status

-PRE-INSPECTED HOME - INSPECTION AVAILABLE, Cute Bungelow, with large spacious kitchen, hardwood floors, open large kitchen with refrigerator, updated appliances leading to a interior breakfast area with sunroom type windows; large storage room in back of home, large storage exterior building, .42 acre yard, home is located in the area of Lake Lee Estates, new construction homes surrounds this cute bungelow. Fireplace Where is - As is. Home being sold with NO REPAIRS, although inspection is available for buyer. The backporch overlooks a large spacious back yard - no covenants and restrictions, Owners have Never Lived in Home, and are selling "AS IS", NO REPAIRS - Has been a rental.

1609 Russell Courtney Road, Monroe

Listing courtesy of Keller Williams Ballantyne Area. sharonfinch@kw.com

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