Union County Homes under $250,000

Welcome to Union County, North Carolina, a hidden gem that perfectly balances suburban tranquility with vibrant community life. Located just a short drive from the bustling city of Charlotte, Union County offers the best of both worlds: peaceful living amidst beautiful landscapes, while still providing easy access to urban amenities.

Union County is renowned for its rich history, scenic parks, and top-rated schools, making it an ideal place for families and individuals alike. The county boasts an array of outdoor recreational opportunities, from hiking trails and picnic areas to serene lakes perfect for fishing and kayaking. With a strong sense of community and a commitment to preserving its natural beauty, Union County is a place where you can truly feel at home.

For those searching for affordable housing options, Union County is a treasure trove of homes priced under $250,000. Here, you can find charming single-family homes, cozy townhouses, and inviting starter homes that cater to various lifestyles and budgets. Imagine waking up in a delightful home with a spacious backyard, perfect for weekend barbecues or quiet evenings under the stars—all without breaking the bank.

With its friendly neighborhoods, excellent schools, and a rich array of local amenities, Union County is not just a place to live; it's a place to thrive. Discover your dream home in this enchanting county and experience the warm hospitality and vibrant lifestyle that Union County has to offer. Your future awaits!

Newest Union County Homes under $250,000

$249,900

3 Beds ⋅ 3 Baths ⋅ 4431406 MLS ⋅ ACTIVE Status

Enjoy low-maintenance living in The Ridge, Monroe's newest townhome community. The Surrey floorplan offers thoughtfully designed living space with an open-concept layout that brings together the great room, dining area and designer kitchen—creating an inviting space for everyday living and entertaining. The kitchen showcases Palisades Gold quartz countertops, upgraded cabinetry, designer tile backsplash, gold faucet and stainless steel appliances. Upstairs, retreat to the spacious primary suite featuring a walk-in closet and well-appointed bath, while additional bedrooms, a full bath and convenient second-floor laundry complete the home. Built with energy-efficient construction and durable fiber cement siding, this home also offers an attached garage and rear patio for outdoor enjoyment. Residents enjoy a community pool, cabana, pickleball courts, playground, dog park, sidewalks and street lights, all conveniently located near shopping, dining and everyday conveniences.

324 Whitefish Way Unit #124, Monroe

Listing courtesy of TLS Realty LLC. kwilson@tlsrealtyllc.com

$240,000

2 Beds ⋅ 1 Baths ⋅ 4430267 MLS ⋅ ACTIVE Status

-PRE-INSPECTED HOME - INSPECTION AVAILABLE, Cute Bungelow, with large spacious kitchen, hardwood floors, open large kitchen with refrigerator, updated appliances leading to a interior breakfast area with sunroom type windows; large storage room in back of home, large storage exterior building, .42 acre yard, home is located in the area of Lake Lee Estates, new construction homes surrounds this cute bungelow. Fireplace Where is - As is. Home being sold with NO REPAIRS, although inspection is available for buyer. The backporch overlooks a large spacious back yard - no covenants and restrictions, Owners have Never Lived in Home, and are selling "AS IS", NO REPAIRS - Has been a rental.

1609 Russell Courtney Road, Monroe

Listing courtesy of Keller Williams Ballantyne Area. sharonfinch@kw.com

$230,000

2 Beds ⋅ 2 Baths ⋅ 4429459 MLS ⋅ ACTIVE Status

Charming 1920 Ranch Just Steps from Downtown! This beautifully refreshed 2-bedroom, 2-bathroom ranch offers the perfect blend of historic character and modern updates on a level .21-acre lot. From the inviting screened-in front porch with a brand-new swing to the spacious living room, sunroom, and dining area, this home offers comfortable spaces filled with charm and natural light. The primary bathroom conveniently opens directly to the walk-in closet/laundry room adding everyday convenience. The updated kitchen, renovated in 2018, features granite countertops, updated cabinetry and appliances, an electric range, dishwasher, disposal, and vented hood. Numerous improvements provide peace of mind, including a 2018 roof, water heater, crawl-space vapor barrier and ductwork, a 2020 heat pump, and new windows, microwave, ceiling fan and front door in 2026. Beautiful hardwood floors have been re-stained and top-grade LVP flooring has been added for durability and easy maintenance. Fresh exterior paint and newly painted trim from crown molding to baseboards give the home a clean, polished feel. Outside, enjoy your days on the screened-in front porch with new swing or on the backyard deck. Keep your car out of the harsh elements with attached one-car carport. Also included is a 78-square-foot outbuilding for storage of yard tools or hobbies.. The refrigerator and washer/dryer convey, making this home truly move-in ready. Best of all, enjoy the convenience of being within walking distance of downtown, with local shops, dining, and community amenities just moments away. A wonderful opportunity to own a charming piece of history with thoughtful updates throughout!

313 N Elm Street, Marshville

Listing courtesy of ProStead Realty. patricia@prostead.com

$219,900

3 Beds ⋅ 1 Baths ⋅ 4429680 MLS ⋅ ACTIVE Status

Found It: Your Needle in the Haystack! Needle… meet haystack! A three-bedroom home in this area for $219,900? Stop scrolling and take a look at 712 Edgehill Drive in Monroe. This three-bedroom, one-bath home is ready for a little TLC and a lot of imagination. Refresh it, make it yours, and build sweat equity as you go — or explore the possibilities as an investor. Sitting on an almost half-acre lot with a spacious backyard, there’s plenty of room to spread out, entertain, play, garden, or simply enjoy the extra outdoor space. At this price, you get the chance to choose what comes next instead of paying for someone else’s vision and there’s plenty to enjoy beyond your front door. Spend an evening dining or browsing the shops in Historic Downtown Monroe, plan a visit to Treehouse Vineyards, or head into Charlotte when you’re in the mood for Uptown’s restaurants, entertainment, and events. Schedule your showing today to see why this might be the needle you’ve been searching for!

712 Edgehill Drive, Monroe

Listing courtesy of THE AVALON REALTY GROUP LLC. lrivera@trinityfieldservicesnc.com

$229,000

2 Beds ⋅ 2 Baths ⋅ 4428428 MLS ⋅ ACTIVE Status

WONDERFUL OPPORTUNITY IN MONROE! Looking for a little extra space and a peaceful setting? This property offers 1.24 acres with a single-wide home tucked back off the road, creating a pretty and private country feel. Property Features: • 1.24 acres • 2 bedrooms • 2 full bathrooms • Welcoming front porch • Back deck perfect for relaxing • Home sits back off the road in a beautiful setting Please note: The manufactured home has not been detitled and has not been converted to real property. The sellers are starting the process to convert it to real property. Buyers should verify financing eligibility and all applicable requirements with their lender and the appropriate authorities. The sellers have owned the property for only a short time and have never lived in the home. Current records indicate Western Union Elementary and Parkwood schools. A great opportunity to own acreage in Monroe with room to enjoy the outdoors and make this property your own!

3415 Waxhaw Highway, Monroe

Listing courtesy of Debbie Clontz Real Estate LLC. Debbie@debbieclontzteam.com

$225,000

3 Beds ⋅ 2 Baths ⋅ 4428444 MLS ⋅ ACTIVE Status

Great Matthews location-- This could be your opportunity to own this home in an upcoming subdivision in the Matthews City limits. Located in a quiet and established neighborhood. This home is offers a great opportunity for affordable homeownership or investment in one of the most convenient areas of Union County—just minutes from downtown Matthews, shopping, dining, also close to I-485 and Independence Blvd for easy commuting. Whether you are a new buyer or downsizing This 3-bedroom, 2-bath residence manufactured doublewide home offers over 1200 square ft of flexibility and convenience that’s perfect for everyday living. Located on a .24 acre lot with a spacious backyard and parking for 6+ vehicles in this changing, highly desirable neighborhood with nice new site built houses going up all around and with no HOA! Electricity is provided by Duke Energy, water by Carolina Water Service, and sewer is on Union Co. Do not walk the property or disturb the tenant.The seller has never lived in this home and makes no representations regarding the structure. For more information please call the listing agent. Agent related to seller. Need 24 hour notice for showings

701 Friendship Drive, Matthews

Listing courtesy of Howard Hanna Allen Tate SouthPark. walt.sikes@allentate.com

$240,000

3 Beds ⋅ 2 Baths ⋅ 4428093 MLS ⋅ ACTIVE Status

PRE-INSPECTED ON 9/29/2026 and will be available to all agent and buyer(s). Cutest Bungelow, with neutral paint, hardwood flooring, lights/fans in most rooms, a large storage oversized Laundry Room, bedrooms are large/Den area has a closet so it could be a 4th bedroom. This cute home is a great starter home, and has great curb appeal and charm inside. Some original features are the centrally located kitchen with modern and updated appliances, cabinets and home has updated lighting and updated bathrooms. House was converted from a duplex to a single family home. Nice back yard. Walking distance to Elementary and close to middle and high schools. Great access to shopping and downtown Monroe. It has charm and character. Has been well-maintained. Fireplaces are covered and unusable but have a architectural design feature showing the character of a home built in the 1930's. This is well built home, solid with heavy timber wood. Sellers have never occupied the home. This Home is bieng sold 'AS IS' which is in great condition, and the Home Inspection report will be available Wednesdaym 9/30.26, SOLD IN 'AS IS' CONDITION, NO REPAIRS.

1015 Elm Street, Monroe

Listing courtesy of Keller Williams Ballantyne Area. sharonfinch@kw.com

$189,900

3 Beds ⋅ 2 Baths ⋅ 4423947 MLS ⋅ ACTIVE Status

Welcome to 803 S Bragg Street in Monroe! This inviting one-story brick home offers 3 bedrooms and 1.5 baths, combining classic charm with comfortable everyday living. Relax on the covered front porch, perfect for enjoying your morning coffee or unwinding at the end of the day. Inside, the living room features a cozy fireplace, creating a warm and welcoming gathering space. The single-level layout offers convenient living, while the established yard provides space to enjoy the outdoors. Ideally situated near Historic Downtown Monroe, you'll enjoy easy access to local restaurants, coffee shops, boutiques, and community events. Nearby Sunset Park, Gateway Park, and the downtown greenway offer additional opportunities for outdoor recreation. Convenient access to shopping, healthcare, and the US-74 corridor makes this home a wonderful opportunity to enjoy the charm and convenience of Monroe living!

803 S Bragg Street, Monroe

Listing courtesy of Showcase Realty LLC. nancy@showcaserealty.net

$219,500

4 Beds ⋅ 1 Baths ⋅ 4425629 MLS ⋅ ACTIVE Status

Seller offering up to $6000 in buyer closing costs with acceptable offer. Privately located on dead end street. Ready to purchase and move in. Furnished photos are AI virtually staged. Beautiful glass enclosed front porch / sunroom (181 sqft). Spacious rooms. Large kitchen with plenty of wood cabinets. Roof approx 6 months old. Brand new interior paint, carpet and flooring in addition to tiled bath (tub/shower). ****NOTE: Flex Space could be 4th BR; however, closet space needs hanging rack in very limited laundry area and ceiling is shy of 7' high**** 3 AC units to remain. Single carport (372sqft) + storage areas. Marshville city taxes to be confirmed.

614 Hasty Street, Marshville

Listing courtesy of Countryside Properties. david@countrysideprops.com

$232,000

3 Beds ⋅ 2 Baths ⋅ 4425609 MLS ⋅ ACTIVE UNDER CONTRACT Status

INVESTOR/FIXER-UPPER OPPORTUNITY! Priced aggressively at $232,000 CASH to sell! Full-brick ranch with three Fireplaces on a spacious 1.14-acre lot with tremendous potential for the buyer ready to renovate and create value. The main home offers 2,015 heated sq ft with large rooms and a functional layout, PLUS an additional 786 heated/cooled sq ft connected to the home through a fully enclosed porch. The additional space offers excellent potential for a future in-law suite, private guest quarters, home office, or rental space. Property requires extensive renovation and is being sold AS-IS. Bring your vision, contractor and renovation plan—this is an opportunity to transform a substantial brick home on acreage at an aggressive price point.

1713 White Store Road, Monroe

Listing courtesy of Crosstree Realty. LoriBeth@CrossTreeRealty.com

$199,000

3 Beds ⋅ 2 Baths ⋅ 4425675 MLS ⋅ ACTIVE Status

Bring your vision and breathe new life into this true 1922 Craftsman! Situated on just shy of an acre at 0.98, this 3-bedroom, 2-full-bath home is filled with the character and architectural details that make homes of this era so special, and this one is ready for a complete reimagining! Being sold AS-IS, this property will require significant renovation, but offers an incredible opportunity for an investor, renovator or buyer who sees the potential in restoring a home with nearly a century of history and charm. Be sure to click through the photos for a glimpse at several virtually reimagined spaces and the possibilities that abound. A classic wraparound front porch, screened porch and covered carport add to its Southern Craftsman character, while the charming, detached barn with power provides additional space for storage, hobbies or a future creative workspace. Major improvements already completed include a new well in 2018 and new roof in 2021. Location is another plus, with convenient access to the Monroe Expressway/Bypass and nearby Downtown Monroe, where locally owned restaurants, shops and unique eateries continue to add new energy to the area. Nearly an acre. A true 1922 Craftsman. Loads of character. And an opportunity to reimagine a special piece of history for its next chapter.

4801 Olive Branch Road, Wingate

Listing courtesy of NextHome Paramount. robin@dentonhometeam.com

$210,000

3 Beds ⋅ 1 Baths ⋅ 4423436 MLS ⋅ ACTIVE Status

This classic brick ranch offers easy one-level living on a roomy fenced in lot in an established Indian Trail neighborhood with no HOA. The home has good bones and a practical layout, but it does need some work, making it a strong opportunity for a buyer ready to update it and make it their own. The location is a standout. You are close to Highway 74 and I-485, with convenient access to Matthews, Stallings, Monroe, and the greater Charlotte area. This property is a petition to partition. An accepted contract will have to be approved by the Union County Clerk of Court and will be subject to a 10-day upset bid period.

8211 Wynnview Road, Indian Trail

Listing courtesy of Keller Williams Select. jayross@kw.com

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