Cottage Green Homes under $400,000

Welcome to Cottage Green, a hidden gem nestled in the heart of Monroe, North Carolina, within the picturesque Union County. This charming neighborhood offers a delightful blend of suburban tranquility and modern convenience, making it an ideal place for families, first-time homebuyers, or anyone seeking a welcoming community.

Cottage Green is characterized by its tree-lined streets, well-maintained parks, and friendly atmosphere. Residents enjoy a strong sense of community, with numerous opportunities for social gatherings and events throughout the year. The neighborhood is conveniently located near excellent schools, shopping centers, and recreational facilities, ensuring that everything you need is just a stone's throw away.

One of the most appealing aspects of Cottage Green is the availability of homes under $400,000. This price point opens the door to a variety of charming residences, from cozy single-family homes to modern townhouses, all designed to suit diverse lifestyles and preferences. With spacious layouts, inviting yards, and contemporary finishes, these homes provide both comfort and style without breaking the bank.

Outdoor enthusiasts will appreciate the nearby parks and walking trails, perfect for leisurely strolls, family picnics, or weekend adventures. Additionally, Cottage Green's close proximity to Monroe's vibrant downtown area means residents can easily access local dining, shopping, and entertainment options.

In Cottage Green, you’ll find not just a home, but a community where neighbors become friends and memories are made. Discover the charm and warmth of this inviting neighborhood, and see why it’s the perfect place to call home in Union County!

Newest Cottage Green Homes under $400,000

$364,900

4 Beds ⋅ 3 Baths ⋅ 4422864 MLS ⋅ ACTIVE Status

Why wait to build new when you can have a like-new upgraded home that's move-in ready? Welcome to 1857 Giana Lane, a beautifully maintained 2024-built home in southeast Monroe offering 4 bedrooms, 2.5 baths, and 1,823 square feet of comfortable living space. Step inside an inviting open-concept living area with continuous luxury vinyl flooring and recessed lighting throughout the first floor. The kitchen features stainless steel GE appliances, granite countertops and a large island with multiple pendant lights. The upstairs offers 4 standard-size bedrooms with excellent natural light, fully equipped with ceiling fans and cordless blinds. Dual-zone Ecobee thermostats allow for different temperatures on each floor. The primary suite is designed to feel like a retreat, with a large walk-in closet and an en-suite bathroom featuring an upgraded Roman-style shower with a built-in bench and dual shower heads. A tankless water heater provides an endless supply of hot water to the whole home. The home also includes a built-in whole-home surge protector, multiple dedicated electrical circuits in the garage for power tools, Armor-All garage carpet and upgraded LED garage lighting. The backyard may be the feature that really sets this home apart. A 5-foot black aluminum fence creates a private, finished outdoor space, while 25 arborvitae trees planted along the rear create a natural privacy screen that will continue to mature. Located in the Cottage Green neighborhood across from the Monroe Country Club and just minutes from downtown. The HOA covers lawn care, including mowing, edging, seeding and pine straw to give you more time to enjoy your home instead of maintaining the yard. The community also has a clubhouse and firepit, with a neighborhood pool and playground planned for the upcoming final phase. Modern construction, practical upgrades, a private fenced backyard, and low-maintenance living - 1857 Giana Lane is move-in ready and worth seeing in person.

1857 Giana Lane, Monroe

Listing courtesy of United Real Estate-Queen City. rickscarolinarealty@gmail.com

$391,000

4 Beds ⋅ 3 Baths ⋅ 4421576 MLS ⋅ ACTIVE Status

Welcome to Cottage Green! This beautiful new-construction 4-bedroom, 2.5-bath home offers 2,140 square feet of thoughtfully designed living space, modern finishes, and a convenient location near Downtown Monroe. Priced at $391,000, this home offers an excellent opportunity for buyers looking for space, functionality, and low-maintenance new construction. The open-concept main level is ideal for everyday living and entertaining. The spacious kitchen features a granite island, ample cabinetry, and plenty of workspace, flowing seamlessly into the breakfast area and bright living room. Sliding glass doors bring in abundant natural light and open to a covered patio and additional outdoor space, creating an inviting setting for morning coffee, grilling, entertaining, or relaxing. A formal dining room provides additional flexibility for family dinners, holiday gatherings, entertaining, or a home office. Upstairs, the spacious primary suite provides a comfortable private retreat with two walk-in closets and a primary bathroom featuring a walk-in shower. Three additional bedrooms offer flexibility for family, guests, a home office, gym, or hobby room. The conveniently located upstairs laundry room makes daily living easier. Additional features include a 2-car attached garage, 2.5 bathrooms, modern finishes, ample storage, and a functional floor plan designed for today's lifestyle. Enjoy a convenient Monroe location just minutes from Downtown Monroe's shopping, restaurants, and local amenities. Easy access to Hwy 74, Hwy 601, and the Monroe Bypass provides convenient connectivity throughout Union County and toward the Charlotte area. With a 0.14-acre lot and $120/month HOA, this home combines the benefits of new construction with a manageable lot and low-maintenance lifestyle. The 4-bedroom layout, modern construction, desirable location, and competitive price also make this property attractive to first-time buyers, growing families, relocating buyers, and investors seeking newer construction with potential rental and resale appeal. PROPERTY HIGHLIGHTS • $391,000 Asking Price • 4 Bedrooms | 2.5 Bathrooms • 2,140 Sq Ft • 0.14-Acre Lot • $120/Month HOA • Open-Concept Kitchen & Living Area • Granite Kitchen Island • Formal Dining Room • Primary Suite with 2 Walk-In Closets • Primary Bath with Walk-In Shower • Upstairs Laundry Room • 2-Car Attached Garage • Covered & Open Patio Areas • Minutes to Downtown Monroe • Convenient to Hwy 74, Hwy 601 & Monroe Bypass • Union County Public Schools Whether you're searching for a move-in-ready first home, more space for your family, a convenient Charlotte-area location, or a newer property with investment potential, this Cottage Green home is an opportunity you won't want to miss. Schedule your private showing today!

1841 Giana Lane, Monroe

Listing courtesy of JVC Realty, LLC. tatinenib@gmail.com

$379,900

3 Beds ⋅ 3 Baths ⋅ 4416880 MLS ⋅ ACTIVE Status

If you’ve been looking for a home that combines space, style, and low-maintenance living — this is the one that checks all the boxes. Located in Cottage Green, this 3-bedroom, 3-bath home offers nearly 2,000 square feet of open-concept living with a layout that actually works for how people live today. The oversized kitchen island, quartz countertops, and stainless steel appliances make it perfect for entertaining or everyday life. What really sets this home apart is the lifestyle — lawn maintenance is included, giving you a true lock-and-leave setup without sacrificing space or privacy. The backyard offers a quiet retreat, while sidewalks and streetlights create a neighborhood you’ll actually enjoy being in. And with the home vacant and move-in ready, you don’t have to wait months to make a move — you can be in quickly. Homes like this, at this price point, with this level of convenience don’t last long.

1308 Lena Street, Monroe

Listing courtesy of Keller Williams Ballantyne Area. jay@jaywhitegroup.com

$365,000

3 Beds ⋅ 3 Baths ⋅ 4384556 MLS ⋅ ACTIVE Status

Welcome to this beautifully designed 3-bedroom, 3-bath home built in 2020, offering a unique and functional floor plan perfect for today’s lifestyle. With nearly 2,000 square feet of thoughtfully designed living space, this home features an open-concept layout, recessed lighting, and elegant 9-foot ceilings that create a bright and spacious feel throughout. The spacious living room includes a cozy fireplace, while the versatile flex room is ideal for a home office, gym, playroom, or additional sitting area. The kitchen flows seamlessly into the main living areas, creating the perfect setup for entertaining and everyday living. Upstairs, you’ll find a private bedroom retreat with a loft area and full bath — ideal for guests, multigenerational living, or added privacy. Enjoy the convenience of a 2-car garage, low-maintenance living with lawn care maintained by the HOA, and a private backyard perfect for relaxing or hosting gatherings. Located in the desirable Cottage Green community with sidewalks and streetlights, this move-in-ready home offers both comfort and convenience in one exceptional package. Homes with this unique layout, modern features, and low-maintenance lifestyle do not come available often!

1753 Slippery Rock Lane, Monroe

Listing courtesy of United Real Estate-Queen City. brittneyismyrealtornc@gmail.com

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