Mount Holly Homes under $400,000

Welcome to Mount Holly, North Carolina, a charming city nestled in Gaston County that beautifully blends small-town charm with modern conveniences. Just a short drive from the bustling city of Charlotte, Mount Holly offers a serene escape while still providing easy access to urban amenities. Known for its friendly community, scenic parks, and vibrant local culture, this city is an ideal place for families, young professionals, and retirees alike.

One of the standout features of Mount Holly is its affordability in the housing market. With a variety of homes available for under $400,000, potential buyers can find their dream home without breaking the bank. From cozy single-family houses to modern townhomes, there’s something for everyone. Many of these homes boast spacious yards, updated interiors, and proximity to local schools and parks, making them perfect for families or anyone looking to enjoy a balanced lifestyle.

Outdoor enthusiasts will love the abundance of recreational opportunities in the area. The nearby Catawba River offers kayaking, fishing, and beautiful trails for hiking and biking. Additionally, Mount Holly is home to several community events throughout the year, fostering a strong sense of community and connection among residents.

Whether you’re looking to settle down or invest in a vibrant community, Mount Holly presents an inviting option with its affordable housing market and welcoming atmosphere. Explore the possibilities today and discover why so many are choosing to call Mount Holly home!

Newest Mount Holly Homes under $400,000

$399,900

3 Beds ⋅ 3 Baths ⋅ 4432641 MLS ⋅ ACTIVE Status

Welcome to 115 Price Street, a beautiful to-be-built new construction home in the heart of Mount Holly, offered at $399,900. This thoughtfully designed residence combines modern style, functional living, and the appeal of brand-new construction in a growing and highly desirable community. The unfinished basement offering endless possibilities for future living space, recreation, storage, or a home gym. Conveniently located near Downtown Mount Holly, local shops, restaurants, parks, and major highways, this home offers the perfect blend of modern living and small-town charm. Make 115 Price Street your next home.

115 Price Street, Mount Holly

Listing courtesy of ERA Live Moore. NONE

$399,999

4 Beds ⋅ 3 Baths ⋅ 4432556 MLS ⋅ COMING SOON Status

Welcome to Arbordale Neighborhood! This beautifully maintained 4-bedroom, 3-bath home offers a bright, open layout designed for both everyday living and entertaining. This home offers a spacious living area featuring vaulted ceilings, a cozy fireplace, built-in shelving, recessed lighting, and beautiful flooring that flows into the open kitchen. The kitchen features white cabinetry, stainless steel appliances, ample storage, and plenty of workspace, creating an inviting heart of the home. The spacious primary suite offers a comfortable retreat, while the additional bedrooms provide flexibility for guests, a home office, or additional living space. Outside, you can enjoy a fenced backyard with plenty of room to relax, play, or entertain, along with a pergola-covered patio area perfect for outdoor gatherings. Solar panels add an energy-conscious feature to the home, and the two-car garage provides additional convenience and storage. In addition, this home is conveniently located near grocery stores, shopping, dining, and everyday essentials, with easy access to major roads connecting Mount Holly, Belmont, Gastonia, and the Charlotte area. Enjoy the comfort of a neighborhood setting while still being close to everything you need! Schedule your showing and come see everything 3038 Pinehills Way has to offer!

3038 Pinehills Way, Mount Holly

Listing courtesy of Coldwell Banker Realty. noemy.barnard@cbrealty.com

$249,000

3 Beds ⋅ 2 Baths ⋅ 4432297 MLS ⋅ ACTIVE Status

232 N River St is a 1-story Mount Holly home with a covered front porch and expansive yard. The open main living area connects seamlessly to a bright kitchen featuring white shaker cabinetry, built-in display shelving, dark countertops, and stainless steel appliances. Modern plank flooring extends across the living spaces, accented by lighted ceiling fans and fresh interior paint. The primary bedroom includes dual closets and an ensuite bath with a combination tub and shower, while remaining bedrooms offer plush carpeting and ample natural light. Complete with a dedicated laundry room, detached storage building, and a prime setting beside River Street Park near downtown Mount Holly. Included 100-Day Home Warranty with buyer activation

232 River Street, Mount Holly

Listing courtesy of Opendoor Brokerage LLC. tshoupe@opendoor.com

$399,000

4 Beds ⋅ 3 Baths ⋅ 4431494 MLS ⋅ ACTIVE Status

This new construction home in Mount Holly offers a spacious two-story layout with convenient access to downtown, local dining and shopping, outdoor recreation along the Catawba River, and major routes into Charlotte. The open-concept main level creates an easy flow between the kitchen, dining, and living spaces, complemented by luxury vinyl plank flooring, stainless steel appliances, soft-close cabinetry, and generous counter space. Upstairs, you’ll find four bedrooms, including a private primary suite with a walk-in closet and en-suite bath, plus a flexible loft that can be used as an office, playroom, media space, or additional living area. With 2.5 bathrooms and a functional floor plan designed for everyday living, this home combines modern finishes with a convenient Mount Holly location. Photos are representative of a similar home; final finishes, features, colors, and details may vary.

312 E Glendale Avenue, Mount Holly

Listing courtesy of Better Homes and Garden Real Estate Paracle. 704-756-2622

$285,000

2 Beds ⋅ 2 Baths ⋅ 4430700 MLS ⋅ ACTIVE Status

Welcome to this charming ranch-style home with updates, character, and room to enjoy! Situated on approximately 0.31 acres, this 2-bedroom, 2-bath home offers a functional layout with beautiful hardwood floors, an inviting living room with a brick fireplace, and an updated kitchen featuring white cabinetry and stainless steel appliances. The dining area provides a seamless connection between the kitchen and living spaces, while the versatile flex room offers endless possibilities for a home office, hobby room, playroom, gym, or additional living space. Both bedrooms are comfortably sized, and the separate mud/laundry room adds everyday convenience as well as extra storage! Outside, you can enjoy a generously sized deck overlooking the expansive backyard, plus a detached garage and shed for storage, parking, or workshop space. Located just minutes from downtown Mount Holly, you'll be close to local dining, coffee, shopping, community events, the Catawba River and the RiverHawk Greenway. Outdoor recreation is also close at hand with the nearby Whitewater Center, offering miles of trails and a wide variety of activities along the Catawba River. Conveniently positioned for access to Charlotte and surrounding communities, this home offers the best of Mount Holly living with a little extra space to spread out. Schedule a showing today!

1005 Noles Drive, Mount Holly

Listing courtesy of Coldwell Banker Realty. 315-690-2976

$364,000

3 Beds ⋅ 2 Baths ⋅ 4429952 MLS ⋅ ACTIVE Status

Welcome to 101 Antelope Drive! This charming 3-bedroom, 2-bath ranch sits on a spacious corner lot in Mount Holly and offers comfortable single-level living with plenty of space inside and out. Major updates include a new HVAC system and new water heater, both installed in 2026, offering added peace of mind for the next owner. Inside, you’ll find a functional floor plan with a bright sunroom that provides additional space for relaxing, entertaining, or enjoying your morning coffee. An attached two-car garage provides convenient parking and additional storage. Step outside to the large deck overlooking the fenced backyard—perfect for entertaining, pets, or simply unwinding at the end of the day. A backyard storage shed provides even more room for lawn equipment and outdoor gear. With valuable recent updates, a generous lot, and a convenient Mount Holly location, 101 Antelope Drive is ready to welcome its next owner!

101 Antelope Drive, Mount Holly

Listing courtesy of Howard Hanna Allen Tate Southland Homes + Realty LLC. daniel.shurley@howardhannatate.com

$304,900

3 Beds ⋅ 2 Baths ⋅ 4430176 MLS ⋅ ACTIVE Status

Nestled away at the end of a quiet cul-de-sac, this cozy 3 bedroom, 2-bath ranch offer a peaceful, wooded retreat without sacrificing convenience. Set back from the street on almost 3/4 of an acre, this home features a long driveway, comfortable single-story layout, vaulted living room ceiling, and a bright eat-in kitchen. Outside, you will find a back deck - perfect for relaxing and enjoying the surrounding trees and spacious lot. This location provides easy access to everything this area has to offer - approximately 5 minutes from downtown Mount Holly, less than 15 minutes from the US National Whitewater Center, and convenient to I-85, I-485, and Charlotte Douglas International Airport. With no HOA. a private wooded lot, and within 30 minutes of downtown Charlotte, 128 Julia St offers the best of both privacy and convenience.

128 Julia Street, Mount Holly

Listing courtesy of Bridge Homes. erika.bell@bridgehomes.com

$275,000

3 Beds ⋅ 2 Baths ⋅ 4430215 MLS ⋅ ACTIVE Status

Welcome to 101 Cedar Ln, a charming ranch-style home offering comfortable one-level living, spacious living areas, and a generous backyard. The inviting layout provides plenty of room to relax, entertain, and enjoy everyday living. Step outside to the expansive backyard, offering plenty of possibilities for outdoor gatherings, gardening, play, or simply unwinding. Enjoy the convenience of being within walking distance of Downtown Mount Holly, where you'll find local restaurants, unique shops, community events, and the popular Mount Holly Farmers Market. With its desirable location, spacious lot, and flexible living space, this home is a wonderful opportunity for a homeowner or an investor looking to add a property in a growing and walkable area of Mount Holly. Bring your vision and make this home your own while enjoying all that Downtown Mount Holly has to offer!

101 Cedar Lane, Mount Holly

Listing courtesy of Realty One Group Revolution. MallorieAnnRE@gmail.com

$249,000

3 Beds ⋅ 1 Baths ⋅ 4426810 MLS ⋅ ACTIVE Status

Welcome to this charming 3-bedroom, 1-bathroom all-brick, site-built home, constructed in 1964 and situated on approximately 0.26 acres. Fresh interior paint gives the home a clean, refreshed feel and provides a great opportunity for buyers looking for a place to settle in and make their own. The attached carport offers convenient covered parking, while the kitchen is equipped with a dishwasher, oven, microwave, and refrigerator, all of which will convey. Washer and dryer will also convey at the buyer's option and are located in the utility room under carport. This property is being sold as part of an estate. Don't miss the opportunity to make this well-established home your own!

204 W Nims Avenue, Mount Holly

Listing courtesy of Ransford Properties LLC. 704-219-7660

$294,900

3 Beds ⋅ 2 Baths ⋅ 4426353 MLS ⋅ ACTIVE Status

Enjoy the peace and tranquility of this little gem on over half an acre situated in a quiet cul de sac! The possibilities are endless! Step into this 3 bedroom 2 bath home with plenty of space for relaxing and entertaining. The living room features a cozy fireplace and is open to the dining area perfect for holidays and gatherings! Bright kitchen with eat in breakfast area. Primary suite includes a vaulted ceiling and en suite bath with dual bowl vanity and oversized tile shower. Two ample sized secondary bedrooms and a full bath complete this home. Enjoy BBQ's on the back deck overlooking the large treed backyard. Conveniently located to Mt. Island Lake, Charlotte Douglas Airport and Uptown Charlotte this is the perfect location! Energy efficient solar panels! New HVAC (2019-2020), new windows (2020-2021) and new roof (2023).

115 Red Fox Court, Mount Holly

Listing courtesy of Better Homes and Gardens Real Estate Paracle. thenson@paraclerealty.com

$374,000

3 Beds ⋅ 3 Baths ⋅ 4426621 MLS ⋅ ACTIVE Status

Modern style and comfort in Mount Holly! Built in 2018, this beautifully updated 3-bedroom, 2.5-bath home delivers a fresh, move-in ready feel from the moment you step inside. Enjoy brand-new laminate flooring throughout the entire house and a stylishly refreshed interior with fresh paint. The bright kitchen is a true standout, featuring brand-new granite countertops, a brand-new electric stove, microwave, and kitchen sink. Complete with contemporary modern lighting fixtures throughout the main floor, this property is meticulously maintained and ready for its next owner—schedule your tour today!

105 Abel Peterson Drive, Mount Holly

Listing courtesy of Keller Williams Select. lingsiang35@gmail.com

$350,000

3 Beds ⋅ 3 Baths ⋅ 4426424 MLS ⋅ ACTIVE Status

Welcome home to 226 1st Street in Mount Holly! This 3-bedroom, 2.5-bath home offers just over1,600 square feet on a .30-acre lot. The back deck sits high above the fenced backyard and looks out over the trees, giving you a peaceful view that feels a little like being in the mountains. Even better, you’re only a couple of minutes from Downtown Mount Holly and all its local restaurants, shops, and community events. The U.S. National Whitewater Center is about 10 minutes away, and Belmont, Stanley, and nearby highways are all easy to get to. It’s a great combination of a newer home, a quiet setting, and a location close to everything Mount Holly has to offer.

226 1st Street, Mount Holly

Listing courtesy of L&E Properties. b.sayavong@leproperties.com

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