Lancaster Homes under $400,000

Lancaster Homes under $400,000

Welcome to Lancaster, South Carolina, a charming city nestled in the heart of Lancaster County. Known for its rich history and vibrant community spirit, Lancaster offers a delightful blend of small-town charm and modern conveniences. With its picturesque landscapes, friendly neighborhoods, and a strong sense of community, it’s no wonder that Lancaster is becoming a sought-after destination for homebuyers.

Lancaster boasts a variety of amenities, including local parks, shops, and restaurants that cater to every taste. The city is also home to several annual events that bring residents together, fostering a warm and inviting atmosphere. Outdoor enthusiasts will appreciate the nearby recreational opportunities, from hiking trails to fishing spots, ensuring there’s always something to do.

For those looking to settle down in this idyllic city, Lancaster offers an impressive selection of homes priced under $400,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, you’ll find a diverse range of properties that fit your needs. From charming single-family homes with spacious yards to modern townhouses with contemporary finishes, there’s something for everyone in this price range.

Living in Lancaster means enjoying a peaceful lifestyle while still being just a short drive away from larger cities like Charlotte, NC. With its affordable housing market and welcoming community, Lancaster is the perfect place to call home. Come explore the possibilities and discover why so many are choosing to make Lancaster, SC their forever home!

Newest Lancaster Homes under $400,000

4206 Fletcher Funderburk Road, Lancaster
$369,900
3 Beds ⋅ 2 Baths ⋅ 4433294 MLS ⋅ ACTIVE Status
Discover the perfect blend of comfort, privacy, and country charm with this inviting three-bedroom, two-full-bath home located in a quiet and desirable area of Lancaster County. Situated on a generous one-acre lot, this property offers plenty of room to enjoy the outdoors while taking in the beautiful wooded views just beyond the back patio. Inside, the thoughtfully designed split-bedroom floor plan provides added privacy, with the primary bedroom separated from the additional bedrooms. Granite countertops in both the kitchen and bathrooms add a touch of style and lasting appeal. A spacious two-car garage provides convenient parking and additional storage. Enjoy the peaceful surroundings, natural scenery, and extra space that make this property an excellent place to call home. Located in the Buford area of Lancaster County, this home offers an appealing combination of small-town charm, comfortable living, and room to spread out. Whether you're a first-time homebuyer, looking to downsize, or searching for a property with extra outdoor space, this home is worth a closer look!

4206 Fletcher Funderburk Road, Lancaster

Listing courtesy of Keller Williams Connected. carolinahometour@gmail.com
24526 Blue Heron Circle, Lancaster
$250,000
2 Beds ⋅ 2 Baths ⋅ 4431328 MLS ⋅ ACTIVE Status
Welcome to 24526 Blue Heron Circle, where peaceful surroundings and natural beauty create the perfect place to call home! Nestled in the desirable Edgewater community, this charming 2-bedroom, 2-bath home offers a beautiful, tree-lined backyard that provides a serene setting to relax and enjoy nature. Imagine starting your morning with a cup of coffee on the screened rear porch, listening to the birds sing, watching local wildlife, and enjoying the peaceful wooded backdrop. Whether unwinding after a long day or simply appreciating the changing seasons, this inviting outdoor space offers a wonderful retreat right outside your door. Step inside to discover a bright and welcoming living area featuring fresh interior paint and an inviting open floor plan. The living area flows seamlessly into the kitchen and dining space, creating an ideal setting for everyday living and entertaining. The spacious primary suite features a private bath and walk-in closet, while the second bedroom offers flexibility for guests or a home office. A covered front porch provides another inviting space to relax, and the two-car garage offers convenient parking and additional storage. Located in the sought-after Edgewater community, residents enjoy a resort-style lifestyle surrounded by natural beauty. Community amenities include an 18-hole golf course, clubhouse, swimming pool, tennis and pickleball courts, walking trails, and access to Fishing Creek Lake with marina facilities. Enjoy the convenience of low-maintenance living with lawn care included, giving you more time to enjoy the community amenities and the things you love. Whether you're looking for your first home, ready to downsize, or simply seeking a more relaxed lifestyle, this delightful home offers a wonderful combination of comfort, natural beauty, and community living.

24526 Blue Heron Circle, Lancaster

Listing courtesy of Keller Williams Ballantyne Area. emilygray@kw.com
2586 Lazy Oak Drive Unit #23, Lancaster
$379,000
3 Beds ⋅ 2 Baths ⋅ 4433049 MLS ⋅ ACTIVE Status
Welcome to 2586 Lazy Oak Drive in Lancaster, South Carolina — a beautifully maintained residence offering the privacy, space, and comfort you’ve been searching for. Situated on approximately 0.94 acres and built in 2017, this charming 3-bedroom, 2-bath home features a thoughtfully designed split-bedroom floor plan that enhances both functionality and privacy. The main living areas showcase luxury Pergo plank flooring installed in 2023, providing a modern, cohesive look throughout the home. The spacious family room flows seamlessly into the kitchen and dining area, creating an inviting environment ideal for everyday living and entertaining. The kitchen is equipped with a gas stove, microwave, refrigerator, and ample cabinetry, making meal preparation both convenient and enjoyable. The primary suite is positioned privately on one side of the home and includes a double-vanity bathroom, a large walk-in closet, and generous natural light. The two additional bedrooms are located on the opposite side of the home, offering comfort and flexibility for family, guests, or a home office. A dedicated laundry room with built-in cabinetry adds valuable storage and includes a washer and dryer for move-in convenience. Step outside to enjoy the expansive screened-in porch, perfect for relaxing while overlooking the wooded backyard. The property’s mature trees create a serene, natural setting that enhances the sense of privacy. Additional exterior features include a long driveway, an extra-wide garage, and abundant outdoor space for gardening, recreation, or future enhancements. This home combines modern updates, thoughtful design, and peaceful surroundings — a truly fantastic opportunity in Lancaster.

2586 Lazy Oak Drive Unit #23, Lancaster

Listing courtesy of Keller Williams Ballantyne Area. vaguilera@kw.com
25502 Seagull Drive, Lancaster
$375,000
3 Beds ⋅ 2 Baths ⋅ 4432495 MLS ⋅ COMING SOON Status
Lakefront living—wake up to a getaway every day! This 3-bedroom, 2-bath waterfront home in Lancaster's Edgewater community comes with a floating dock already in place, so you can be out on the lake from day one. Start your morning with coffee on the screened porch, then head to the deck for sunset views and weekend get togethers. Down by the water, a small firepit area next to the dock is the perfect spot for evenings under the stars. Fishing, kayaking, paddleboarding, or simply enjoying the view, this lakefront property makes it all part of your daily routine. Inside, just over 1,400 square feet offers three bedrooms and two baths, ready to move into and enjoy. And the big-ticket items are already taken care of: the roof was replaced in 2021, and the HVAC and tankless water heater were both updated in 2023. Waterfront lots with docks in place are hard to find! Edgewater is a quiet setting with convenient access to Lancaster, Indian Land, Rock Hill, and Charlotte. Schedule your private showing today.

25502 Seagull Drive, Lancaster

Listing courtesy of EXP Realty LLC Rock Hill. sharonsnipesrealestate@gmail.com
2292 Thornwell Road, Lancaster
$225,000
3 Beds ⋅ 2 Baths ⋅ 4422898 MLS ⋅ ACTIVE Status
Bring your horses, livestock, and country vision to 2292 Thornwell Road, a remarkable 4.63-acre homestead in unincorporated Lancaster County with no city taxes! The true value is in the land, which features a tranquil NATURAL SPRING running across the front and a 2.5-3-acre fully fenced pasture ready for livestock—the seller has comfortably kept horses here in the past. The acreage includes an existing 3-bedroom, 2-bathroom, Fleetwood manufactured home (built in 2004) and an on-site storage building. You’ll love the ideal blend of rural privacy and everyday convenience: a local corner grill is right around the corner, a new Dollar General sits just minutes away at the top of HWY 903, dining options are 7 miles out, Walmart is 8 miles away, and major grocery stores are within a 15-minute drive. Outstanding opportunity for buyers, renovators, or builders looking to capitalize on prime, versatile land with no HOA restrictions. HVAC system 5 years ago. Easy access to US-521, Charlotte Highway.

2292 Thornwell Road, Lancaster

Listing courtesy of Keller Williams Ballantyne Area. Sharon.Martin@KW.com
201 Lady Catherine Street, Lancaster
$355,000
3 Beds ⋅ 2 Baths ⋅ 4431877 MLS ⋅ ACTIVE Status
Better than new! Avoid the construction timeline and move straight into this lovely ranch home, already enhanced with significant post-construction upgrades. This 2026-built residence at 201 Lady Catherine is perfectly situated on a premier lot that backs to a lush, wooded backdrop. This home offers the ease of one-story living paired with an impressive list of upgrades you will most certainly enjoy! The curb appeal is immediate, featuring a sophisticated stone front exterior and professional landscaping that sets a refined tone. Inside, the three-bedroom, two-bathroom layout flows effortlessly, elevated by thoughtful upgrades you won't find in a standard new build. The primary bedroom benefits from a custom closet organizer, ensuring every square foot is as functional as it is beautiful. The heart of the home extends outdoors to a private oasis. Relax in the screened porch or step out onto the custom paver patio to take in the views of the trees. The backyard is fully enclosed with a stylish fence, and the entire property stays vibrant thanks to a newly installed irrigation system. HOA Maintained Lawns, too! With the heavy lifting of upgrades already complete—from the landscaping to the outdoor living spaces—this home is truly move-in ready. Experience the perfect blend of contemporary design and a tranquil, private setting.

201 Lady Catherine Street, Lancaster

Listing courtesy of COMPASS. Sheila.Chillcott@Compass.com
1726 Denton Hill Road, Lancaster
$140,000
2 Beds ⋅ 1 Baths ⋅ 4432677 MLS ⋅ ACTIVE Status
**PRIME INVESTMENT OPPORTUNITY IN LANCASTER!** Location, acreage, and incredible potential! Situated on approximately 3 acres in a desirable Lancaster location, this full-brick home presents an excellent opportunity for investors, renovators, or buyers with a vision. With its spacious acreage, established setting, and convenient location, this property offers endless possibilities for those looking to restore, reimagine, and add value. Whether you're searching for your next investment project or an opportunity to create something uniquely your own, this property is full of potential. Bring your creativity and vision to unlock all this property has to offer! Property is being sold AS-IS.

1726 Denton Hill Road, Lancaster

Listing courtesy of Southern Properties Realty. 803-669-1647
2504 Downey Drive, Lancaster
$284,900
3 Beds ⋅ 2 Baths ⋅ 4429121 MLS ⋅ ACTIVE Status
Completely remodeled, beautifully updated, and ready for its new owners! 2504 Downey Dr is the kind of home that gives you the feeling of a fresh start from the moment you walk through the door. This charming two-story home has been thoughtfully renovated with numerous updates throughout, creating a move-in-ready property that allows you to enjoy all the comforts of a beautifully updated home without the hassle of taking on major projects. Inside, you’ll find fresh paint throughout, new flooring, new windows, and a completely updated kitchen that brings a fresh, modern feel to the home. The renovations continue throughout the house, giving the new owners a clean, updated space with plenty of room to make it their own. The two-story layout offers a comfortable flow and provides plenty of space for everyday living, entertaining guests, relaxing, and creating memories. One of the standout features of this property is the generous lot. Sitting on over half an acre, there is plenty of outdoor space to enjoy and explore. Whether you envision a large backyard gathering area, space for pets and play, gardening, outdoor entertaining, or simply having room to spread out, this property offers possibilities that are hard to find. The combination of a completely remodeled home and a spacious lot makes this property a special opportunity for buyers looking for something that is truly move-in ready while still offering room to enjoy the outdoors. There is nothing quite like having a beautifully updated home with the extra space of over half an acre. If you’ve been searching for a home that has already been given a fresh new look and is ready for its next chapter, this one deserves a closer look. Come see everything 2504 Downey Dr has to offer and imagine yourself calling this beautifully remodeled property home!

2504 Downey Drive, Lancaster

Listing courtesy of Heartland Realty LLC. brenthumphries9887@gmail.com
4689 Monterrico Drive Unit #80p, Lancaster
$346,900
3 Beds ⋅ 2 Baths ⋅ 4432278 MLS ⋅ ACTIVE Status
Don't buy resale when you can personalize your own Bayside around the way you want to live! This proposed 1,680 sq. ft. home offers 3 bedrooms, 2 full baths and a 2-car garage, all thoughtfully arranged on one level. An open kitchen, Great Room and dining area create an inviting heart of the home, while the private Primary Suite and two additional bedrooms provide comfortable, flexible living. With True Homes' semi-custom building approach, you can explore available structural and design choices to make the Bayside your own before it's built. Build new in Edgewater and enjoy golf, lake and marina access, pool, clubhouse, pickleball, walking trails and onsite dining. Proposed construction. Photos are representative.

4689 Monterrico Drive Unit #80p, Lancaster

Listing courtesy of TLS Realty LLC. kwilson@tlsrealtyllc.com
4709 Monterrico Drive Unit #75p, Lancaster
$366,900
3 Beds ⋅ 3 Baths ⋅ 4432229 MLS ⋅ ACTIVE Status
Start with a floorplan you love, then make it your own! The proposed Cyprus offers 1,980 sq. ft., 3 bedrooms, 3 full baths and a 2-car garage, with a layout that creates flexible living across two levels. The Primary Suite and an additional bedroom are conveniently located on the main floor alongside the open kitchen, dining and Great Room. Upstairs, a separate bedroom, full bath and Game Room create an inviting space for guests, hobbies or additional living. Because this home is proposed construction, you have the opportunity to personalize it through True Homes’ semi-custom building process, choosing from available structural and design options to create a home that fits your style and needs. Enjoy the Edgewater lifestyle with golf, lake and marina access, pool, clubhouse, pickleball, walking trails and onsite dining. Photos are representative.

4709 Monterrico Drive Unit #75p, Lancaster

Listing courtesy of TLS Realty LLC. kwilson@tlsrealtyllc.com
4715 Monterrico Drive Unit #74p, Lancaster
$339,900
3 Beds ⋅ 2 Baths ⋅ 4432211 MLS ⋅ ACTIVE Status
A smart one-story design with the spaces that matter most! The proposed Dobson offers 1,587 sq. ft., 3 bedrooms, 2 full baths and a 2-car garage in an easy single-level layout. The open kitchen, dining area and Great Room create a natural hub for everyday living, while the Primary Suite is set apart with a private bath and walk-in closet. Two additional bedrooms provide flexibility for guests, work or hobbies, and the laundry is conveniently located on the same level. Build your new home in Edgewater and enjoy golf, lake and marina access, pool, clubhouse, pickleball, walking trails and onsite dining. Proposed construction. Photos are representative.

4715 Monterrico Drive Unit #74p, Lancaster

Listing courtesy of TLS Realty LLC. kwilson@tlsrealtyllc.com
4723 Monterrico Drive Unit #72p, Lancaster
$345,900
3 Beds ⋅ 2 Baths ⋅ 4432210 MLS ⋅ ACTIVE Status
Build it your way in Edgewater! The proposed Declan offers a semi-custom approach to new construction, giving buyers the opportunity to personalize their home while starting with a thoughtfully designed single-level floorplan. With 1,686 sq. ft., 3 bedrooms, 2 full baths and a 2-car garage, the Declan keeps everyday living comfortably on one level. A spacious Great Room nearly 20 feet long opens to the kitchen and dedicated dining area, creating an inviting centerpiece for gathering and entertaining. The private Primary Suite is complemented by two additional bedrooms that can flex for guests, a home office or hobbies. Buyers can choose from available structural options and designer selections to create a home that fits their style and needs. Located in Edgewater, with golf, lake and marina access, pool, clubhouse, pickleball, walking trails and onsite dining. Proposed construction. Photos are representative.

4723 Monterrico Drive Unit #72p, Lancaster

Listing courtesy of TLS Realty LLC. kwilson@tlsrealtyllc.com
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