Fort Mill Homes with Waterfront Lot Description

Welcome to Fort Mill, South Carolina, a charming town nestled in York County, just a stone's throw from the bustling city of Charlotte, North Carolina. Known for its rich history and vibrant community, Fort Mill offers a unique blend of small-town charm and modern convenience. With its picturesque landscapes, top-rated schools, and a strong sense of community, it's no wonder that Fort Mill is a sought-after destination for families and professionals alike.

One of the most enchanting features of Fort Mill is its stunning waterfront properties. Imagine waking up each morning to the gentle lapping of water against your own private dock, with breathtaking views of serene lakes and lush greenery. Homes with waterfront lots in Fort Mill offer not only a tranquil retreat but also a lifestyle filled with outdoor adventure. Whether you enjoy fishing, kayaking, or simply relaxing by the water's edge, these properties provide a perfect backdrop for creating cherished memories with family and friends.

The real estate market in Fort Mill is thriving, with a variety of waterfront homes available to suit different tastes and budgets. From modern architectural designs to charming traditional styles, there’s something for everyone. Each property offers unique features that enhance the waterfront living experience, such as spacious decks, expansive yards, and easy access to local amenities.

Fort Mill is more than just a place to live; it’s a community where you can truly thrive. Discover the beauty of waterfront living in Fort Mill, SC, and make your dream home a reality in this idyllic setting.

Newest Fort Mill Homes with Waterfront Lot Description

$2,000,000

4 Beds ⋅ 4 Baths ⋅ 4396212 MLS ⋅ ACTIVE Status

Exceptional custom-built lakefront residence completed in 2019 and ideally situated on approximately 0.50 acres in sought-after Tega Cay. This modern luxury home offers stunning Lake Wylie views, a private covered dock with boat lift, and seamless indoor-outdoor living. The main level features a luxurious primary suite with fireplace, spa-inspired bath with oversized walk-in shower, dual shower heads, stainless soaking tub, and custom walk-in closet with laundry. A private office, dramatic family room with soaring 25-foot ceilings, and designer kitchen create an impressive yet comfortable living environment. The chef's kitchen is equipped with Thermador appliances, pot filler, wine refrigerator, leathered granite countertops, oversized sink, custom pantry shelving, abundant drawer storage with organizers, and extensive custom cabinetry with soft-close doors and drawers. Built-in speakers serve the family room, kitchen, and primary suite. The fully finished walkout basement includes three additional bedrooms, two full baths, a second laundry room, full kitchenette with dishwasher, microwave, full-size KitchenAid refrigerator with ice maker, and a dedicated media room featuring projector, screen, and surround sound speakers. Outdoor amenities rival a private resort with a heated saltwater pool, sun shelf, three gas fire bowls, natural gas connections for grilling and entertaining, covered terrace space, and direct access to Lake Wylie. Additional features include tankless gas water heater, Nest thermostats, heated towel rack, oversized two-car garage, solid-core 8-foot doors, custom adjustable shelving throughout, and exceptional attention to detail at every turn.

29012 Silver Fox Drive, Fort Mill

Listing courtesy of Shields Realty, Inc.. 704-909-1200

$2,950,000

4 Beds ⋅ 5 Baths ⋅ 4392621 MLS ⋅ ACTIVE Status

Experience the best of Lake Wylie living—where luxury, privacy, and an unmatched waterfront lifestyle come together just minutes from Charlotte. Whether you're relocating to the Charlotte area, searching for a private waterfront retreat, or looking for a home designed for effortless entertaining and multi-generational living, this extraordinary estate offers a rare opportunity to own one of the lake's most exceptional properties. Nestled on a private road shared by only five homes, this remarkable waterfront estate boasts over 450 feet of flat shoreline, breathtaking main-channel views, deep water, and exceptional privacy. Located just minutes from Charlotte, Charlotte Douglas International Airport, premier dining, shopping, and everyday conveniences, it offers the perfect balance of peaceful lakefront living and city accessibility. Designed for today's lifestyle, the home features two luxurious main-level primary suites, making it ideal for multi-generational living, long-term guests, or those seeking the ease of main-level living without compromise. Waterfront & Grounds One of the property's most remarkable features is its over 450 feet of flat, usable shoreline, offering deep-water access, a private sandy beach, and breathtaking long-range lake views—a combination rarely found on Lake Wylie. Enjoy boating, fishing, paddleboarding, kayaking, and swimming directly from your backyard while taking in unforgettable sunsets. A private dock complete with a boat lift, floating dock, pier, and additional electrical service provides effortless access to the lake. The beautifully landscaped grounds feature mature specimen plantings including Blue Atlas Cedars, Mugo Pines, Colorado Blue Spruce, Japanese Maples, and numerous ornamental trees and shrubs connected by winding stone walkways that enhance the waterfront setting. Main Residence Designed to maximize the stunning lake views, the home showcases dramatic floor-to-ceiling windows, soaring ceilings, extensive custom millwork, and abundant natural light throughout. A standout feature of the home is its two luxurious main-level primary suites—an incredibly rare offering that provides exceptional flexibility for multi-generational living, visiting family, aging parents, or long-term guests. The lakeside owner's suite offers panoramic water views, a spa-inspired bathroom, and dual custom walk-in closets with extensive built-ins, while the second main-level primary suite provides its own private retreat with beautifully appointed finishes and easy accessibility. Formal dining spaces feature a stunning double tray ceiling with uplighting and designer fixtures. At the heart of the home is a chef's kitchen featuring custom Canadian maple cabinetry, premium appliances, an oversized island, wet bar, walk-in pantry, and a fully equipped scullery designed for effortless entertaining. Upstairs, spacious guest suites offer beautifully appointed bathrooms, generous storage, abundant natural light, and a dedicated home theater with stadium seating. Perfect for buyers relocating to Charlotte, this home combines the serenity of lakefront living with unmatched convenience. Enjoy lower South Carolina property taxes, award-winning Fort Mill schools, and an easy commute to Uptown Charlotte, Charlotte Douglas International Airport, premier golf clubs, and the region's top dining and shopping destinations—all while living on one of Lake Wylie's most coveted waterfront properties.

2161 Windy Oaks Road, Fort Mill

Listing courtesy of Corcoran HM Properties. rachel@rachelcostrealestate.com

$1,295,000

4 Beds ⋅ 4 Baths ⋅ 4385878 MLS ⋅ ACTIVE UNDER CONTRACT Status

Welcome to 1026 Bounty Lane, a beautifully renovated waterfront residence offering over 2,700 square feet of lakefront living in the highly sought-after community of Tega Cay. Nestled on a quiet cul-de-sac just steps from the Tega Cay Golf Club, this exceptional property combines stunning Lake Wylie views, extensive updates, and an ideal setting for entertaining. Positioned on a relatively flat waterfront lot with easy access to the shoreline, the property offers a rare combination of usability and lake enjoyment. Expansive outdoor living spaces invite gatherings with family and friends, while the gentle walk to the water makes boating, kayaking, paddleboarding, and lakeside relaxation effortless. Inside, new floor-to-ceiling windows fill the home with natural light and frame breathtaking water views throughout the main living areas. The custom chef's kitchen showcases premium finishes, quality craftsmanship, and a functional design that seamlessly connects to the living and dining spaces, creating the perfect environment for everyday living and entertaining. Beautiful new flooring flows throughout the home, complemented by thoughtfully renovated bathrooms featuring timeless finishes and modern style. Multiple indoor and outdoor living areas provide flexibility to host guests, enjoy quiet mornings overlooking the lake, or take in spectacular sunsets across the water. Located in one of Lake Wylie's most desirable waterfront communities, residents enjoy convenient access to Tega Cay's golf course, tennis courts, parks, walking trails, marina, and recreational amenities. Offering move-in-ready condition, exceptional waterfront access, and an unbeatable location, 1026 Bounty Lane presents a rare opportunity to experience the very best of Tega Cay lakefront living.

1026 Bounty Lane, Fort Mill

Listing courtesy of Premier Sotheby's International Realty. scott.sofsian@premiersir.com

$479,000

3 Beds ⋅ 3 Baths ⋅ 4372493 MLS ⋅ ACTIVE Status

Tucked away in a quiet cul-de-sac, this charming 3-bedroom, 2.5-bath home offers the perfect blend of comfort, location, and lifestyle. Backing up to a peaceful creek, you’ll enjoy added privacy and a serene natural setting right in your backyard. Located in the beautiful, highly desirable neighborhood of Beacon Knoll, residents have access to world-class amenities, including a community pond perfect for relaxing afternoons. Ideally situated between Fort Mill and Charlotte, this home provides convenient access to shopping, dining, and major commuter routes while maintaining a tranquil residential feel. This Beacon Knoll home is an incredible opportunity you don’t want to miss.

648 Landsdown Court, Fort Mill

Listing courtesy of Carolina Real Estate Experts The Dan Jones Group. dan@myhomecarolinas.com

$799,000

4 Beds ⋅ 3 Baths ⋅ 4367457 MLS ⋅ ACTIVE Status

Welcome to 3015 Point Clear Drive, a beautifully updated waterfront retreat in the desirable Tega Cay community. This meticulously maintained home offers the perfect blend of comfort, style, and recent high-value upgrades—making it truly move-in ready. Enjoy direct water access from your brand-new private dock (July 2025), ideal for boating, kayaking, or simply relaxing while taking in serene water views. The outdoor space has also been thoughtfully enhanced with two new retaining walls (March 2026), adding both structural integrity and polished curb appeal. Inside, the home continues to impress with modern upgrades throughout. A new tankless water heater (February 2026) provides energy efficiency and endless hot water, while the fully renovated primary bathroom (January 2026) offers a spa-like experience with updated finishes, fixtures, and design. The open and inviting layout is perfect for both everyday living and entertaining, with abundant natural light and seamless indoor-outdoor flow. Whether you're looking for a full-time residence or a relaxing coastal getaway, this home delivers exceptional value with major improvements already completed. Located in the sought-after Tega Cay neighborhood, you’ll enjoy a peaceful setting with convenient access to nearby amenities, dining, and coastal attractions. The Beach & Swim Club is an optional membership and super cost effective to enjoy! Golf memberships are available as well. This home appraised for $885,000 in October of 2025. Instant equity! Don’t miss this rare opportunity to own a turnkey waterfront property with significant recent upgrades—schedule your private showing today!

3015 Point Clear Drive, Fort Mill

Listing courtesy of EXP Realty LLC Rock Hill. keith.sandman@exprealty.com

$2,750,000

5 Beds ⋅ 5 Baths ⋅ 4358551 MLS ⋅ ACTIVE Status

Such a special property with over 400 ft of waterfront! If you're looking for a legacy estate-something to pass down for generations, this is it. A rare opportunity to own nearly 18 acres of gated privacy on the Catawba River just minutes from Ballantyne and Fort Mill. Private, gated entry. Long range views of the river from the back of the house. Classic architecture, amazing floorplan. Attached generous guest house opens to pool and offers main level living for a nanny or family member. Bring your horses and ATVs! Shared dock with acreage at waterfront for play & entertaining. River access is perfect for kayaking and fishing. Enjoy a private trail system and direct connection to the natural beauty of the Catawba River corridor, with trails on the opposite side of the river eventually leading to Riverwalk. Approximately 12 of the 18 acres are protected conservation land, preserving the property's natural beauty, privacy, river views, and wildlife habitat for generations to come. The conservation area helps maintain the unspoiled character of the river corridor, and eagles are frequently visible across the river from the property. While protected from future development, the acreage can be enjoyed by your family for recreation, exploration, horses and outdoor living. Relaxed and very small HOA allows you to enjoy the privacy and beauty of this stunning pasture and wooded property. Extensive flex spaces in the house provide endless possibilities for wellness, fitness, hobbies, wine storage, hunting gear, or additional recreational uses. Easy walk up attic with lots of storage space. Main level bonus room complete with pool table, stone fireplace and bar. Beautiful, classic pool and outdoor fireplace sets the stage for spectacular long range views. This is a must-see property in the coveted Fort Mill school district, and just minutes from Ballantyne while offering a level of privacy, acreage, and riverfront lifestyle that is increasingly difficult to find. Please note the listing includes two parcels - Parcel ID: 775-00-00-026 & 775-00-00-002 Legal Description: 7.19 AC / LOT 15/WILDWOOD SUB & 10.75 AC/CATAWBA RIVER

312 Old Hickory Court, Fort Mill

Listing courtesy of Howard Hanna Allen Tate Southpark. kim.trouten@allentate.com

$875,000

4 Beds ⋅ 3 Baths ⋅ 4355936 MLS ⋅ ACTIVE Status

SPLASH! Start your day with a swim or a paddleboard session straight off your dock in this quiet, private cove on beautiful Lake Wylie. Watch the Carolina Ski Show from your own deck, spend the afternoon on the lake, then enjoy sunset views across the main channel from one of Tega Cay's most coveted waterfront settings. Perfectly positioned in the sought-after Windjammer community, this beautifully maintained waterfront retreat offers deep water access, panoramic Lake Wylie views, and a front-row seat to the best of Tega Cay lake life. Nestled at the end of a quiet cul-de-sac, the property enjoys an exceptional vantage point overlooking Windjammer Park and the open waters of the main channel. From the moment you step through the front door, the lake takes center stage. Expansive water views fill the living spaces, while thoughtful updates throughout the home blend timeless charm with modern comfort. The updated kitchen features custom cabinetry, granite countertops, stainless steel appliances, and warm wood and tile flooring throughout the main living areas. Extensive storage can be found throughout the home. The main-level primary suite offers convenience and comfort with an updated bath and beautiful water views. A second primary suite upstairs creates the ideal retreat for guests or multi-generational living, while the lower level provides an additional bedroom, spacious recreation room, and dedicated office nook. Sliding doors open directly to a covered patio overlooking the lake. Designed for making memories, the outdoor living spaces are every bit as impressive as the home itself. Relax in the hot tub, unwind at the reflection bench along the path to the water, enjoy your private beach tucked into a quiet cove, or head out for a day on Lake Wylie from the deep-water dock. Whether entertaining friends, boating, paddleboarding, fishing, or simply taking in the view, this property embraces the lake lifestyle at every turn. Select waterfront amenities, including a dock, pontoon boat, and two jet skis with trailer are available as add-on amenities. Architectural plans for a future garage addition with living space above, and a primary suite reconfiguration are also available. Located just minutes from Windjammer Park, Tega Cay Golf Club, miles of walking trails, recreation amenities, and award-winning schools, this is a rare opportunity to enjoy everything that makes Tega Cay one of the Carolinas' most desirable waterfront communities.

9067 Tulagi Court, Fort Mill

Listing courtesy of Keller Williams South Park. kbernard@empowerhome.com

$550,000

2 Beds ⋅ 2 Baths ⋅ 4307389 MLS ⋅ ACTIVE Status

REDUCED $100,000! Wow! Make tracks to see this Beautiful, Open, One-Of-A-Kind home in a Cul De Sac with a peaceful, quiet Waterfront view (w/ no neighbors behind you or on one side!), plus the Dog Park is one street away! You will be lucky to be in the front and in the heart of the community, just a very short walk to all of the Amenities of The Grove at Carolina Orchards. This home is LOADED with almost every conceivable option (during and after building- see all of the details in the attachments), including an Upgraded Kitchen, Upgraded Baths, a 50 Gallon Gas Water Heater, a Recirculating hot water Watts sytem for instantaneous hot water at the kitchen sink at all times, HVAC maintenance checks 2 x a year w/ Upgraded Systems, a transferable Termite Bond & so much more! You'll fall in love with this pristine, open and airy, split-bedroom home, w/ 2 full Bedrooms plus a Flex space / Library / Den- this home is "Move-In Ready" & is absolute perfection in every possible way! The Primary Bedroom has Custom Closet Built ins @ the Walk In Closet & the Owner's Bath has 'Upgraded Everything', including a Shower Grab Bar. This lovely home was thoughtfully built and elegantly designed, with High-End LVP / Maintenance-free floors, a huge Center Kitchen Island with lots of space for cooking and entertaining, Upgraded, Staggered Cabinets and a Chimney Vent Hood, Upgraded Quartz Countertops, loads of Soft-Close Cabinets, a Gorgeous, Built In Counter Buffett Bar to the left of the Center Island that goes along the other side Kitchen wall, a huge, Walk-In Pantry, Stainless Steel Appliances, Upgraded Pendant Lighting and Specalized Cabinet Hardware. There's Upgraded Flooring and Lighting throughout, with Ceiling Fans in the Great Room, Bedrooms and Den. The owners truly thought of every, tiny detail- there's even a laundry 'work' sink in the garage! This home sports the largest Great Room ever built for this split-bedroom, 'Castle Rock' floorplan (the only one of its kind)! The spacious Great Room, large Dining Area and the Primary Bedroom all face a serene water view (the sellers love watching the ducks and wildlife in the morning over coffee- and the sunsets over the water are amazing here)! If you are looking for an easy-flowing floorplan with the best view in the neighborhood- here's your chance! This home has been meticulously maintained (see notes under the "Upgrades and Improvements" attachment)- and the sellers are a joy to work with and are Buyer and Agent friendly. I helped them build this home, with many inspections along the way, including a very detailed final inspection- no detail has been missed, and every thoughtful addition has already been added- so bring your buyers who expect only the very best! The sellers opted not to put on a full deck or raised patio (like next door) as they do not like to be outside due to allergies. A deck or raised patio is possible as an extension of the outdoor living space (see similar decks in Carolina Orchards and the beautiful patio next door). PLEASE NOTE THAT THE PICTURE OF THE DECK IS WHAT 'COULD' BE BUILT- or like the paver, terraced Patio, next door to the right. The sellers have allergies, so opted not to add on any outdoor features- but with a $75 K price reduction, you could build an awesome Deck or Patio feature outside! The HOA/Amenity fee is $321 per month in 2026. There is a Capital Contribution due @ closing (12 x the monthly assessment, prorated by sale) date. Owners must be 55 + to buy and reside in this community and there is a 6 month rental restriction minimum. *A VA ASSUMABLE LOAN IS AVAILABLE FROM THESE SELLERS AT THE CRAZY RATE OF 2.25% FOR VA BUYERS (MUST SUBSTITUTE EILIGIBILITY)!* The SC '65 and Over' Homestead Exemption is already in place for new buyers to take advantage of immediately if one is also 65 or over. Make sure to apply for that with the city when changing driver's licenses and showing proof of ownership with the change of address.

758 Peach Valley Lane Unit #383, Fort Mill

Listing courtesy of Realty Pros. khaynes@newhomesnc-sc.com

$2,500,000

4286361 MLS ⋅ ACTIVE Status

Prime development opportunity near Carowinds in Fort Mill! Spanning 16.95 acres with three ponds, this property is currently zoned RUD but offers strong potential for rezoning to unlock higher value. The site includes a 5,400-square-foot ranch home with some updates completed, providing options for redevelopment or adaptive reuse. With its strategic location near major growth corridors, this tract is ideal for investors or developers looking to capitalize on the area’s expansion. This property would also make a fabulous private estate with a gated option, offering the ultimate blend of security and seclusion. Home is occupied. DO NOT walk or enter property without an appointment and listing agent present.

3400 Pleasant Road, Fort Mill

Listing courtesy of Coldwell Banker Realty. victoria.green@cbcarolinas.com

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