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$675,000
2 Beds 2 Baths 4414906 MLS ACTIVE Status
A RARE LAKE NORMAN OPPORTUNITY — CASH OR CONVENTIONAL FINANCING WELCOME, PLUS EXCEPTIONALLY FLEXIBLE SELLER FINANCING AVAILABLE WITH AS LITTLE AS 10% DOWN, A COMPETITIVE INTEREST RATE, AND PAYMENT OPTIONS DESIGNED AROUND THE BUYER'S NEEDS. Big-water views are among the most coveted perspectives on Lake Norman—and Residence #404 delivers one of the most breathtaking. Positioned in one of the few locations within the highly desirable Harborgate community where unobstructed sightlines stretch across the lake, this exceptional waterfront condominium captures approximately three miles of open-water views, creating a truly rare and dramatic backdrop for everyday living. Residence #404 is one of the select homes within Harborgate that enjoys this remarkable long-range perspective, offering sweeping panoramic water views from the main living areas and private balcony. From peaceful morning reflections to vibrant sunset skies, the ever-changing lake scenery becomes part of the experience of living here. Equally important for lake lovers, the property includes a deeded boat slip located just a short walk from the building, providing convenient access to Lake Norman. The interior has recently undergone significant updates designed to create a fresh, sophisticated, move-in-ready feel. The beautifully updated kitchen is complemented by gleaming hardwood floors, while the primary bathroom has been extensively remodeled with crisp, contemporary finishes and a striking new glass shower enclosure. The guest bathroom has also been refreshed with an upgraded vanity countertop and additional improvements. Together, these enhancements give the home a bright, polished appearance while maintaining the warmth and character of waterfront living. The open living and dining areas flow naturally toward the water, with expansive views creating an impressive focal point throughout the main living space. A wood-burning fireplace adds warmth and character, while the private balcony provides the perfect setting for morning coffee, evening cocktails, or simply watching life unfold across Lake Norman. The two-bedroom, two-full-bath floor plan offers comfortable single-level living with the rare combination of exceptional views, true lake access, a deeded boat slip, updated interiors, and a premier Cornelius location convenient to dining, shopping, entertainment, and everything the Lake Norman lifestyle has to offer. AND HERE IS THE OPPORTUNITY THAT TRULY SETS THIS PROPERTY APART: SELLER FINANCING IS AVAILABLE AS AN OPTIONAL ALTERNATIVE TO CASH OR CONVENTIONAL FINANCING. Qualified buyers may have access to a lower down payment, competitive interest rate, a 30-year amortization, and a customized payment structure ranging from interest-only to fully amortized. Seller financing also eliminates traditional lender points and loan origination fees and may eliminate the need for a lender-required appraisal—potentially saving thousands in upfront financing costs. Terms are negotiable and subject to seller approval. Few Lake Norman properties combine this caliber of view, direct boating access, recent updates, and financing flexibility in one offering. Residence #404 is ready for its next chapter.

20407 Harborgate Court Unit #404, Cornelius

Listing courtesy of Southern Homes of the Carolinas, Inc. paulyanceyrealtor@gmail.com

$825,000
3 Beds 2 Baths 4400359 MLS ACTIVE Status
WOW is what you will say when you walk through the front door of this waterfront beauty! This updated 3 bedroom 2 full bath penthouse condo offers a vaulted ceiling in the family room as well as long range Lake Norman views from the sliding glass doors. The updated kitchen has an opening into the family room & features beautiful cabinets complete w/granite, tile backsplash, stainless steel appliances & even a wine fridge! The family room & dining area have sliding glass doors that lead to the open deck area which has a Sunbrella awning for shade or you can go over to the covered porch area which can also be accessed from the primary bedroom. Porch area has pull down shades to block the afternoon sun. A large magnolia tree offers privacy & shade as well! The primary bath has been updated with new cabinets & a wonderful tiled shower. Hardwoods in the dining area, kitchen & down the hallway. Deck and porch area have the Hydro Stop floor treatment, a huge upgrade. Plantation Shutters on windows ... Nice Blinds on sliders. Hydro-Host boat lift in Assigned slip #53 is included - outside slip with easy in and out- which you can see right from your condo. Maximum boat length 27 ft overall and must be titled in owner's name. Storage Closet on deck and additional 80 sq ft storage room in basement for all your water toys, etc. Clubhouse and Pool recently renovated and Harborgate Court Street and Parking Areas recently resurfaced. Confirmed Special Assessment of aprx $40 per month for AT&T Fiber Optic runs July-December 2026 and rolls into HOA dues in January 2027.

20427 Harborgate Court Unit #606, Cornelius

Listing courtesy of Choquette Properties Inc. wendy@choquetteproperties.com

$799,000
2 Beds 2 Baths 4382571 MLS CLOSED Status
Residence #507 at Harborgate | Elevated Lake Norman Living | 1738 sq ft two story Condo living Welcome to a rare waterfront offering where luxury, tranquility, and the ultimate staycation lifestyle converge. Perfectly positioned within the coveted Harborgate community, Residence #507 captures some of the most extraordinary unobstructed open-water views on Lake Norman, with breathtaking panoramic views stretching endlessly across the horizon. This beautifully appointed two-story waterfront condo offers an elevated lakefront experience where every detail invites relaxation. From the moment you enter, the lake becomes the focal point. Sunlight dances across the water by day, while spectacular sunset skies create an unforgettable backdrop each evening. Whether enjoying morning vibes on the private balcony or an evening cruise from your deeded boat slip just steps away, every moment here feels like a retreat. Featuring two bedrooms and two full baths, the residence showcases an open-concept layout curated to maximize the breathtaking lake views. The expansive lower level offers exceptional flexibility, ideal for an additional guest retreat, private office, fitness space, media lounge, or whatever your lifestyle and imagination inspire. From the lower lakeside patio, enjoy effortless access to your deeded boat slip, scenic walking trails, the private sandy beach, community docks, and kayak & paddleboard launch areas — all part of the peaceful, resort-inspired lifestyle Harborgate is known for. Whether spending the afternoon on the water, enjoying a sunset stroll along the shoreline, or simply unwinding in the serene waterfront setting, Residence #507 offers the perfect balance of luxury, relaxation, and everyday escape — all just minutes from Birkdale Village, upscale dining, boutique shopping, and convenient I-77 access. Waterfront residences within Harborgate offering this caliber of panoramic lake views combined with a deeded boat slip are exceptionally limited. Residence #507 is more than a home — it is a destination, a sanctuary, and a lifestyle designed to feel like vacation every single day.

20417 Harborgate Court Unit #507, Cornelius

Listing courtesy of Stephen Cooley Real Estate. RaeAnn@StephenCooley.com

Sold listing courtesy of Lake Norman Realty, Inc.

$821,950
2 Beds 4 Baths 4291832 MLS CLOSED Status
High Rock Lake Retreat in the Private Gated Harborgate Community! Welcome to this beautifully maintained lakeside home offering a gentle walk to the shoreline and a shared pier—the perfect spot for morning coffee, evening sunsets, and some of the best fishing on High Rock Lake. This portion of the lake is known for abundant wildlife including ducks, herons, and other lake life that create a peaceful, nature-filled setting. The main-level primary suite, living room, and porch all showcase stunning lake views. The home also features multiple flexible living areas that can be used as guest quarters, office space, hobby rooms, or private retreats—creating the feel of four private sleeping areas. Upstairs includes one dedicated bedroom plus two versatile bonus rooms, and the large finished basement adds a second living area with its own refrigerator, sink, quartz island, and separate entry—ideal for an in-law suite, extended guest stays, or hosting. The kitchen was fully renovated in 2025 with quartz countertops, new cabinets, appliances, fixtures, and LVP flooring. Major upgrades include a new roof (2024), two HVAC units (2021), and a Superior Walls foundation system for long-term structural quality and efficiency. Harborgate offers true gated privacy with 24/7 controlled access, providing homeowners added peace of mind, security, and a quiet community feel. Amenities include a clubhouse, swimming pool, fitness center, playground, book exchange, tennis & pickleball courts, boat storage, and a private boat launch—all in a beautifully maintained lakefront setting minutes from Denton, Lexington, and Salisbury.

303 Potters Landing, Denton

Listing courtesy of EXP Realty LLC Mooresville. Matthew.Privette@eXpRealty.com

Sold listing courtesy of Coldwell Banker Advantage

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Harborgate Real Estate & Homes