Union Homes with Waterfront Lot Description

Welcome to Union County, North Carolina—a hidden gem that beautifully blends serene landscapes with vibrant communities. Nestled just a short drive from the bustling city of Charlotte, Union County is renowned for its picturesque scenery, rich history, and a strong sense of community. With charming small towns like Monroe and Indian Trail, residents enjoy a peaceful lifestyle while still having access to urban amenities.

One of the most alluring features of Union County is its stunning waterfront properties. Imagine waking up to the gentle lapping of water against your private dock, with breathtaking views of the sun rising over the lake. Homes with waterfront lots in this area offer not just a residence, but a lifestyle infused with tranquility and natural beauty. Whether you’re an avid fisherman, a boating enthusiast, or simply someone who appreciates the calming effects of water, these properties provide the perfect backdrop for your dreams.

The waterfront homes in Union County boast spacious lots, modern amenities, and easy access to recreational activities. Spend your weekends kayaking, fishing, or enjoying a peaceful picnic by the water’s edge. The community’s commitment to preserving its natural beauty ensures that you’ll always have a serene retreat to come home to.

With a growing economy, excellent schools, and a plethora of parks and recreational facilities, Union County is not just a place to live—it’s a place to thrive. Come explore the enchanting waterfront properties that await you in this charming corner of North Carolina, where every day feels like a vacation. Your dream home is just a splash away!

Newest Union Homes with Waterfront Lot Description

$395,000

3 Beds ⋅ 3 Baths ⋅ 4398171 MLS ⋅ ACTIVE UNDER CONTRACT Status

Welcome to one of the most desirable communities in Indian Trail—Fieldstone Farm—where exceptional amenities, top-rated schools, and an active neighborhood lifestyle come together. Perfectly positioned on a premium pond-front corner lot, this beautifully maintained home offers the ideal combination of comfort, style, and everyday functionality. From the moment you step inside, you'll appreciate the modern updates, including luxury vinyl plank flooring throughout the main level, an updated powder room, and thoughtfully designed spaces that are truly move-in ready. Custom Closets by Design built-ins and closet systems provide exceptional organization and maximize storage throughout the home. Designed for both relaxing and entertaining, the backyard is your private retreat. Unwind in the hot tub while enjoying peaceful pond views or host guests on the expansive oversized patio—the perfect outdoor living space for year-round enjoyment. Inside, cozying up by the warm gas fireplace on a crisp Carolina evening, this home offers the perfect blend of comfort, luxury, and everyday living. Upstairs, the spacious primary suite is a true sanctuary, featuring a generous custom walk-in closet and a luxurious spa-inspired ensuite with dual vanities, a soaking tub, and a separate shower. Additional updates include a new roof (2023), offering peace of mind for years to come. Living in Fieldstone Farm means embracing a resort-style lifestyle with outstanding community amenities, including a spectacular resort style pool with beach entry and splash fountains, sports court, athletic field, cabana, playground, sidewalks throughout the neighborhood, year-round community events, and popular food truck nights. You will also appreciate the convenience of sidewalks leading directly to highly rated Poplin Elementary School. Plus, enjoy the added benefit of low Union County taxes. Homes in Fieldstone Farm are always in high demand, and opportunities like this don't last long. If you've been waiting for the perfect blend of location, lifestyle, and move-in-ready condition, this is the home you've been searching for. Schedule your private showing today before someone else calls it home!

5010 Houndscroft Road, Indian Trail

Listing courtesy of Gold House Properties LLC. lauren@goldhouseproperties.info

$539,900

4 Beds ⋅ 4 Baths ⋅ 4382343 MLS ⋅ ACTIVE Status

Welcome to Lake Monroe. Spacious home with waterfront lot, large back deck and absolutely gorgeous back yard views. This house is ready for new owners, with 4 bedrooms, neutral colors throughout and appliances that remain. Bedroom and full bath were added on main level, and some other remodeling was done but exact dates are not available. Upstairs there are 3 bedrooms, one is large and could be additional primary bedroom as well as two full baths. NOTE: The sale is subject to the terms of the Judicial Sales Act which requires an offer to be reported to the Clerk of Court and the offer stays open for 10 Business Days for upset bids.

1913 Lake Monroe Drive, Monroe

Listing courtesy of Cole Real Estate Advisors. bgoinshome@aol.com

$1,475,000

4 Beds ⋅ 5 Baths ⋅ 4380123 MLS ⋅ ACTIVE Status

Experience true waterfront living on Lake Twitty in this exceptional custom built home. Originally built as the builder’s personal residence, it reflects a level of craftsmanship, quality, and thoughtful design that’s hard to find. Tucked away on a private cul-de-sac acre with no HOA, this property blends timeless architecture with modern functionality, all centered around a relaxed lakefront lifestyle. Beyond the water, the location offers the best of both worlds. With the Monroe Bypass nearby, you’re just 20 minutes to Matthews and only 30 minutes to Uptown Charlotte, making it easy to enjoy peaceful lake living without sacrificing convenience. Inside, a grand foyer welcomes you with soaring cathedral ceilings, rich custom hardwood floors, and architectural details that carry throughout the home. The main level primary suite offers both comfort and convenience, while the chef’s kitchen stands out with its farmhouse inspired design, oversized island, induction cooktop, butler’s pantry, and a bright breakfast nook perfect for everyday living. A formal dining room and private office with rustic barn doors complete the main level, along with two cozy fireplaces, one in the family room and another in the office. Upstairs, you’ll find three spacious bedrooms, a large bonus room, and two full baths, providing plenty of room for family and guests. The finished walk out basement adds over 2,000 square feet of versatile living space, including a second primary or in law suite with its own entrance, a large great room, media or bonus space, and an exercise room. Whether you’re hosting, entertaining, or creating your own retreat, this level offers endless possibilities. Outdoor living truly shines here. From the welcoming rocking chair front porch to the covered deck and shaded patio overlooking the lake, every space is designed to be enjoyed. The private pier extends your living space right onto the water, perfect for kayaking, paddle boarding, fishing, or simply unwinding with sunset views. Additional features like a 4 car garage, irrigation system, and ample storage add everyday practicality to this already impressive home. This isn’t just a home, it’s a lakefront retreat where you can slow down, spread out, and enjoy the lifestyle you’ve been looking for.

3612 Lake Twitty Drive, Monroe

Listing courtesy of Real Broker, LLC. soldbyjenniferhoyle@gmail.com

$1,550,000

3 Beds ⋅ 4 Baths ⋅ 4373632 MLS ⋅ ACTIVE Status

PRICE IMRPOVEMENT! Extraordinary, custom-built lakefront estate ideally positioned on a premier homesite, showcasing breathtaking sunset views across the water. Thoughtfully designed from top to bottom with impeccable attention to detail, this residence is truly a must-see. Step inside to an open-concept floor plan that flows effortlessly into expansive living spaces, perfectly suited for both everyday living and upscale entertaining. The chef’s kitchen is a true showpiece, featuring a panel-ready JennAir refrigerator, a 48-inch six-burner dual fuel range, double-drawer dishwasher, and an impressive 45-inch workstation sink. Calacatta Gold quartz countertops elevate the space, while a custom-designed pantry with butcher block countertops and a built-in beverage center adds both style and functionality. Custom cabinetry is showcased throughout the entire home, complemented by a well-appointed dry bar with wine refrigerator and ice maker. An oversized laundry room offers exceptional storage and convenience. The main-level primary suite serves as a private retreat, complete with serene lake views and a spa-inspired bath featuring an oversized dual-head shower and marble dual vanity. Generous his-and-hers closets provide ample space and organization. The fully finished basement expands the home’s versatility, offering two luxurious bedroom suites, two full baths, a kitchen, dining area, and spacious family room—ideal for guests or multi-generational living. A flex room, currently used as a workout space, and abundant storage complete the lower level. Throughout the home, 7-inch white oak flooring adds warmth and sophistication, while a whole-home water filtration system with reverse osmosis and a recirculating tankless water heater ensure modern comfort and efficiency. Outdoors, experience a true resort-style oasis. A private, fenced-in pool is complemented by two covered porches, all framed by stunning lake views. Additional features include a 12x20 gazebo, putting green, and a custom outdoor kitchen equipped with a Blaze grill and griddle—perfect for entertaining year-round. Located just off the 74 Bypass in an exclusive, privately gated community of only 12 homes, this exceptional property offers both privacy and convenience with an easy commute to Charlotte.

1321 St Regis Court, Monroe

Listing courtesy of Howard Hanna Allen Tate Southland Homes + Realty LLC. daniel.shurley@howardhannatate.com

$825,000

4 Beds ⋅ 3 Baths ⋅ 4361236 MLS ⋅ ACTIVE Status

Discover the luxury of peaceful waterfront living in this meticulously maintained custom home that lives like new construction. Perfectly positioned on 1.80 private acres with more than 200 feet of waterfront, this exceptional property offers a rare combination of modern craftsmanship, scenic beauty, and everyday tranquility. Wake each morning to breathtaking water views, enjoy your coffee from the expansive rear deck, and spend evenings watching colorful sunsets while deer, bald eagles, turtles, and other native wildlife become part of your daily routine. Designed with both comfort and entertaining in mind, the bright open floor plan is filled with natural light, rich hardwood flooring, elegant mouldings, and panoramic water views that create a warm and inviting atmosphere throughout. The beautifully appointed kitchen features quartz countertops, KraftMaid cabinetry, mosaic tile backsplash, stainless steel appliances, a KitchenAid gas range, and microwave drawer while flowing effortlessly into the living room, sunroom, and outdoor living spaces. The flexible main level includes a dedicated office that can easily serve as a fourth bedroom and is conveniently located beside a full bath featuring a tiled walk-in shower and quartz vanity. Upstairs, the spacious primary suite offers peaceful water views, a beautifully renovated designer shower, dual quartz vanity, generous walk-in closet, secondary closet, and space to create the spa-inspired soaking tub retreat of your dreams. Two additional bedrooms with oversized closets and another full bath complete the second floor. Outside, a private paver pathway leads to the waterfront where you'll find a peaceful sitting area designed for relaxing, reading, or simply enjoying the surrounding natural beauty. The oversized side-entry basement garage provides exceptional storage for vehicles, hobbies, outdoor equipment, and more. While this property offers the peaceful feeling of a private nature retreat, it remains conveniently located just minutes from downtown Monroe, shopping, dining, medical facilities, I-74, and multiple public, charter, and private school options. If you've been searching for luxury, privacy, breathtaking views, and a home where every day feels like a getaway, this exceptional property is ready to welcome you home.

902 Bridgewater Drive, Monroe

Listing courtesy of NextHome Paramount. mbhomesanddesign@gmail.com

$460,000

5 Beds ⋅ 4 Baths ⋅ 4358436 MLS ⋅ ACTIVE Status

Price reduction on this beautiful home! This stunning waterfront home with a rare double primary suite layout offers exceptional flexibility for multi-generational living and is nestled in one of the area’s most sought-after communities, known for its beautiful tree-lined streets and resort-style amenities. From the moment you arrive, the home’s inviting curb appeal and expansive covered front porch—complete with ceiling fans—set the tone for comfort and charm. Inside, you’re welcomed by two versatile flex spaces at the front of the home, one is ideal for a home office, music room, reading lounge, or sitting area, perfectly positioned across from the formal dining room. The spacious family room features a cozy fireplace and flows over into breakfast area, creating an open layout perfect for both everyday living and entertaining. Large windows showcase breathtaking views of the backyard oasis, bringing in natural light and serene water views. The main-level primary suite is generously sized and features a tray ceiling along with an updated en-suite bath, complete with a double vanity, large walk-in shower, and linen closet. Upstairs, a second primary suite with a private full bathroom provides an ideal setup for guests or extended family. You’ll also find two additional bedrooms and an oversized fifth bedroom or bonus room—perfect for a media room, playroom, or fitness space. Step outside to your private backyard retreat, where an extended patio with a retractable awning invites you to relax or entertain while enjoying peaceful views of the pond and its elegant fountain—a truly rare and tranquil setting. This exceptional community enhances your lifestyle with multiple stocked ponds, a community pool, park, and ball courts—all surrounded by picturesque scenery. Conveniently located in Indian Trail in Union County, this home offers great Union County Schools and easy access to shopping, dining, and easy access to both the Monroe Bypass and I485, combining peaceful living with everyday convenience.

1009 Onotoa Drive, Indian Trail

Listing courtesy of Cross Keys LLC. tracyandersonsellshomes@gmail.com

$375,000

3 Beds ⋅ 3 Baths ⋅ 4358477 MLS ⋅ ACTIVE Status

Huge lender and seller credits offered- Beautiful, rare, “better than new” home loaded with upgrades and designed for both comfort and entertaining—featuring a highly sought-after primary suite on the main floor and stunning backyard views. Shows like a model home. Step inside to an open, light-filled floor plan centered around a true chef’s dream kitchen. The oversized island anchors the space, complemented by elegant pendant lighting, a farmhouse sink, stainless steel appliances, and abundant prep and storage space—perfect for everyday living or hosting. The bright dining area flows seamlessly into a spacious living room, where large windows frame breathtaking views of your private backyard oasis. The main-level primary suite offers a peaceful retreat with a beautifully appointed bathroom and a generous walk-in closet. Upstairs, you’ll find two large secondary bedrooms, a full bathroom, and a versatile bonus room that can easily serve as a fourth bedroom, home office, or media space. The real showstopper is the backyard—rare, private, and designed to impress. Enjoy a fully fenced yard with privacy fencing on both sides and a rail fence that preserves the open, scenic views. The extended patio spans the entire length of the home, complemented by a deck with a covered canopy—ideal for relaxing, entertaining, or simply taking in the natural surroundings and local wildlife. This outdoor space offers endless potential to create your dream retreat. Located in a highly sought after community with a park, gazebo with swing, and walking trails, this home also offers a prime location with easy access to Monroe, Wingate, and the Monroe Bypass for convenient commuting.

275 Redondo Drive, Wingate

Listing courtesy of Cross Keys LLC. nicki@dembekrealty.com

$1,095,000

4 Beds ⋅ 4 Baths ⋅ 4363478 MLS ⋅ ACTIVE Status

Luxurious living on the Lake! Stunning home on a most impressive 1.24 acre waterfront lot boasting panoramic views of Lake Twitty with floating dock. Two story great room with fireplace overlooks the lake seamlessly flowing into a chef's dream kitchen. The kitchen boasts exquisite cabinetry, granite countertops and fabulous backsplash in addition to large center island and a breakfast bar. Hardwood flooring throughout most of the main level with carpet in the primary bedroom also on the main level. An ensuite primary with separate vanities, large whirlpool soaking tub, separate shower and huge walk in closet. The primary opens up to your own reclusive sunroom with fantastic lake views. Formal dining room filled with natural light, adjacent is an office on main level, as well as laundry room with ample cabinetry and utility sink. Upstairs, you will find a 2nd primary bedroom with bath, two additional bedrooms and guest bath. The bonus offers a great space for working or flex space. Down the hallway another flex space for exercise, gathering, etc. An expansive and inviting deck provides great entertaining with lake views to enjoy! Boating, fishing and canoeing await. This wonderful custom built home sits quietly on a cul-de-sac lot. Close proximity to shopping, restaurants. Two miles to Monroe Expressway providing ease in commute to Charlotte and surrounding area. Move in ready, make your appointment today!! New Roof 2024.

1132 Village Lake Drive, Monroe

Listing courtesy of Century 21 Providence Realty. beverlyaustin@windstream.net

$375,000

4358864 MLS ⋅ ACTIVE Status

This gorgeous WATERFRONT 10+ acre plot of land IS AVAILABLE to build your dream home. 1st parcel on your right as your enter the private monitored gate. Fully Secluded Home site for ultimate privacy. Entrance to the 10 acres appeals to someone who feels like they have entered their own sanctuary. Wind through this beautiful wooded land to the open view of the lake with over 766 feet of waterfront land, Handpicked by this owner to build a private estate with a separate living quarters. 2500 heated sq ft minimum. Your view from your future home will be panoramic as you view all the hardwoods and privacy of the lots across the lake. High elevation lot. No flood insurance required/Soil Scientist Larry Thompson of Thompson Environmental Consulting, Inc has performed the soil core testing and approved an area for the purpose of building a 4 bdrm home, and will assist the new owner to continue to pick their site for their home and designate a specific field for septic lines and repair field according to their design and plans. Although no permit was filed, Larry Thompson can proceed with new owner to submit a permit. See attached documents. This neighborhood has execuive type luxury homes, and there are designated areas in the subdivison for riding trails/walking trails throughout.

1010 Three Lakes Trail, Waxhaw

Listing courtesy of Keller Williams Ballantyne Area. sharonfinch@kw.com

$800,000

3 Beds ⋅ 2 Baths ⋅ 4271092 MLS ⋅ ACTIVE Status

2.64 ACRES (and more land available) on Beautiful Lake Lee! Zoned R20 and dividable! If lake life is calling, look no more. Private and dreamy, and a fisherman's paradise! Directly across the street from Bridgewater and minutes to the city yet secluded and ideal for an estate life on the water. The home is situated on top of a lovely knoll for beautiful views! Three bedroom, two bath sprawling ranch with large kitchen and a 2 car garage and covered front porch. Tucked in the trees with a winding driveway that leads to the home. Please do not disturb the tenant. Lease ends in December 2025. This is such a great opportunity for private owner or developer. This property is in ETJ for Monroe. Call for a viewing today.

1614 Medlin Road, Monroe

Listing courtesy of Ross & Associates Real Estate. kellyrossbenton@gmail.com

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