Belmont Homes with Lake Access Community Features

Belmont Homes with Lake Access Community Features

Welcome to Belmont, North Carolina – a hidden gem nestled in Gaston County, where southern charm meets modern convenience. This picturesque city is not only known for its stunning landscapes and vibrant community but also for its prime location along the shores of Lake Wylie, making it a haven for those who appreciate the beauty of waterfront living.

Belmont boasts a rich history, evident in its beautifully preserved downtown area, where quaint shops, delightful eateries, and local breweries create an inviting atmosphere for both residents and visitors. The city is also home to an array of parks and recreational facilities, offering ample opportunities for outdoor activities such as hiking, biking, and fishing. The proximity to Charlotte, just a short drive away, ensures that residents enjoy the best of both worlds – a serene suburban lifestyle with easy access to the bustling city.

For those seeking homes with lake access, Belmont is a dream come true. Many properties in this charming community come with the added benefit of being just steps away from the tranquil waters of Lake Wylie. Imagine waking up to stunning lake views, spending weekends boating or fishing, and enjoying evenings by the water with family and friends. The community features are designed to enhance this idyllic lifestyle, with amenities such as private docks, walking trails, and picnic areas, all fostering a sense of camaraderie among neighbors.

Whether you're looking to settle down or invest in a vacation home, Belmont offers a welcoming environment where you can truly embrace the joys of lakeside living. Come discover the magic of Belmont – where your dream home awaits!

Newest Belmont Homes with Lake Access Community Features

$1,025,000
5 Beds ⋅ 5 Baths ⋅ 4402571 MLS ⋅ ACTIVE Status
Nearly new and impeccably maintained, this exceptional home is tucked away on a quiet cul-de-sac on a premium 0.59-acre lot backing to a protected tree conservancy with seasonal Lake Wylie views. Offering almost 4,000 square feet of thoughtfully designed living space, this home combines privacy, functionality, and an exceptional setting within a community served by top-rated schools. Designed for everyday living and entertaining, the open floor plan centers around the kitchen, café, and great room. These connected living spaces are framed by peaceful views of the tree conservancy, creating a private natural backdrop across the rear of the home. Dual 16-foot sliding glass doors open to the extended covered rear porch, creating a seamless indoor-outdoor living experience. The kitchen features an oversized waterfall quartz island, quartz countertops, abundant cabinetry, designer lighting, and premium finishes. A dedicated office, formal dining room, and main-level guest suite with a full bath provide the flexibility today’s buyers are looking for. Upstairs, the spacious primary suite overlooks the wooded backyard and offers a spa-inspired bath with a frameless glass shower, dual vanities, and a generous walk-in closet. Three additional bedrooms, a versatile loft, and well-appointed bathrooms complete the second level. Built just three years ago, the home has been extensively upgraded with plantation shutters, custom built-ins flanking the fireplace, custom closet systems in two secondary bedrooms, upgraded lighting, coordinating quartz countertops throughout, and an oversized three-car garage. Beyond the home, enjoy McLean South Shore’s community pool, clubhouse, playground, walking trails, ponds, and kayak and paddleboard launch and storage. The marina and Drift waterfront restaurant are also conveniently located at the community entrance.

408 Fern Leaf Court, Belmont

Listing courtesy of Fathom Realty NC LLC. nicolesellscarolinas@gmail.com
$647,000
3 Beds ⋅ 3 Baths ⋅ 4400980 MLS ⋅ ACTIVE Status
Perfectly positioned, ranch style home, **directly across the street from Daniel Stowe Conservancy** in the highly sought-after **McLean Overlake** community, this exceptional **Evans Coghill** semi-custom home offers the perfect blend of timeless design, modern efficiency, and elevated everyday living. Surrounded by a breathtaking **English-inspired secret garden**, the curated landscape showcases **more than 80 species of trees, shrubs, perennials, and flowering plants**, creating a private oasis with year-round color and beauty. This meticulously maintained yard was the recipient of the Keep Belmont Beautiful Yard of the Month in -September 2025. Inside, you'll find prefinished hardwood floors, abundant natural light, neutral finishes, and an open-concept floor plan designed for both effortless entertaining and comfortable daily living. The highly desirable **main-level primary suite** provides the ease of one-level living, while the thoughtfully designed main floor also features a spacious laundry room, drop zone, and walk-in pantry. At the heart of the home, the kitchen boasts an oversized island and flows seamlessly into the dining and living areas, creating an inviting space for gathering with family and friends. The primary suite offers a peaceful retreat with a spa-inspired bath and generous walk-in closet, and gorgeous private garden views. One of two secondary bedrooms offers exceptional versatility with custom California Closets cabinetry, built-in desk, and Murphy bed combo (conveys), allowing the space to function beautifully as a home office, guest room, or both—adapting effortlessly to your lifestyle. Step outside to the screened in porch overlooking peaceful garden views, the surrounding gardens create the perfect setting for morning coffee or relaxing evenings. Home is just steps away from community pool, playground, and hiking trails. Designed with sustainability in mind, the home is equipped with **solar panels (2021- seller owned) ( see remarks for remaining warranty & estimated utility savings), a Tesla backup battery system and 220V outlet ready for your EV**, offering energy efficiency and added peace of mind. Residents of McLean Overlake enjoy miles of scenic walking trails, access to the Carolina Thread Trail, and a strong sense of community, all just minutes from the charm of downtown Belmont restaurants, boutiques, and breweries. With **Daniel Stowe Conservancy, Trailhead Store & Farmhouse Garden Store just across the street**, this home offers a lifestyle where nature, convenience, and exceptional craftsmanship come together in one remarkable address.

1012 Overlake Drive, Belmont

Listing courtesy of Berkshire Hathaway HomeServices Elite Properties. aburke@bhhselite.com
$898,000
4 Beds ⋅ 3 Baths ⋅ 4404016 MLS ⋅ ACTIVE Status
Spectacularly updated Belmont home with owners' suite on the main -- all on a large lot in an idyllic lakeside neighborhood featuring a community marina. You're going to LOVE lake life. Every space in this home has been meticulously updated. Chefs will drool over the HUGE kitchen with new appliances (double wall ovens? yes, please!), a large island, a breakfast bar, gorgeous quartz countertops and cabinets. Owners will love their huge new bedroom (20 x 15 1/2) on the main with vaulted ceilings, fireplace and sparkling new owners' bath. Entertain in one of three large indoor living spaces -- 20x20 great room with fireplace, 17 1/2x15 1/2 living room and 12x12 sunroom. Great natural light beams off new wood floors on the main. Outdoor living a treat with a large deck overlooking your private backyard on 0.82-acre lot. AND the largest two-car garage you've ever seen at 801-square feet (not a typo). New roof, too. ... Convenient to tons of restaurants and shopping -- 5 miles to historic Downtown Belmont and 4 miles to the heart of Lake Wylie community. ... Zoned for New Hope Elementary, Cramerton Middle and South Point High (Belmont).

5042 Marci Lane, Belmont

Listing courtesy of Keller Williams South Park. barry@reeveshometeam.com
$100,000
4404044 MLS ⋅ ACTIVE Status
An excellent opportunity to build your custom home on a private, cul-de-sac lot in Reflection Pointe! This gated community features lake access to Lake Wylie, a community beach, community marina, dry boat storage, clubhouse with billiard room, outdoor pool, multiple playgrounds, tennis and basketball courts, soccer field, picnic areas, walking trails, & more. Don't miss your opportunity to build in one of Belmont's incredibly desirable waterfront communities. Listing agent is property owner.

2117 Wood Clough Court Unit #341, Belmont

Listing courtesy of Keller Williams Connected. chelsea@handyearth.com
$1,645,000
4 Beds ⋅ 4 Baths ⋅ 4399291 MLS ⋅ ACTIVE Status
LAKEFRONT LUXURY | BIG WATER VIEWS | PRIVATE COVERED DOCK | ELEVATOR Freshly updated with newly painted warm white interior and ready to make a stunning first impression, this exceptional custom Yeary Homes lakefront retreat offers the Lake Wylie lifestyle buyers dream about but rarely find. Imagine starting your morning with coffee overlooking sparkling main-channel views, spending the afternoon boating, paddleboarding, or swimming from your private covered dock, then gathering around the lakeside fire pit as the sun sets across the water. This is not simply a beautiful home. It is a place where every day feels like a vacation. Perfectly positioned in the prestigious gated community of Reflection Pointe, this home combines deep water, breathtaking long-range views, elevator access, and a private covered dock to create one of the area’s most complete waterfront lifestyles. Designed to celebrate the lake, walls of windows frame panoramic water views from nearly every rear-facing room. Fourteen-foot coffered ceilings, custom built-ins, rich architectural details, and an open floor plan create an inviting atmosphere that feels both elegant and comfortable. Whether entertaining a crowd or enjoying a quiet evening at home, the layout was designed to bring people together. The chef’s kitchen is the heart of the home, featuring granite countertops, extensive pull-out cabinetry, a premium Dacor gas cooktop, new appliances in 2024, generous prep space, and seamless flow into the dining and great room, all overlooking the water. Retreat to the luxurious main-level primary suite where peaceful lake views greet you each morning. A spa-inspired bath and spacious layout create the perfect private escape, while the elevator provides effortless access to every level, making the home ideal for today’s lifestyle and tomorrow’s convenience. The walkout lower level offers incredible flexibility with a spacious family room featuring a second fireplace, wet bar, three additional bedrooms, flex space, abundant storage, and a screened porch that invites guests to relax long after the day on the water has ended. Outdoor living is equally impressive. Expansive covered porches, a screened retreat, flagstone terrace, beautifully terraced landscaping, fenced backyard, Zoysia lawn, lake-fed irrigation, and a lakeside fire pit create unforgettable spaces for entertaining or simply enjoying the peaceful surroundings. The private waterfront amenities make lake living effortless. The covered dock features a motorized boat lift, separate floating PWC dock, internet service, city water, dedicated music zone, and HD security camera system. The deep-water location provides dependable boating access throughout the year, allowing you to enjoy Lake Wylie to its fullest. Additional luxury features include whole-house automation, surround sound, plantation shutters, aluminum-clad windows, dual HVAC systems, tankless water heater, whole-house surge protection, epoxy-coated garage and storage floors, plus an oversized garage with extra space for a workshop, golf cart, or recreational equipment. The sloped driveway allows the home to sit closer to the shoreline, creating a more immersive waterfront experience with enhanced privacy and spectacular panoramic views that are difficult to replicate. Just minutes from Belmont, Charlotte Douglas International Airport, restaurants, shopping, and everything Lake Wylie has to offer, this freshly refreshed waterfront retreat delivers the luxury, convenience, and lake lifestyle discerning buyers have been waiting for. Live the lake life. Every single day.

3225 Lake Pointe Drive, Belmont

Listing courtesy of Keller Williams Ballantyne Area. maxwellhse@gmail.com
$2,850,000
5 Beds ⋅ 6 Baths ⋅ 4399801 MLS ⋅ ACTIVE Status
Welcome to **Deepwater Retreat**, a European-inspired custom waterfront estate in Belmont’s gated Reflection Pointe community on Lake Wylie. Privately positioned along the water, this 7,420-square-foot residence offers 5 bedrooms, 5.5 baths, a private dock with boat and jet ski lifts, and a rare blend of craftsmanship, scale, and lakefront living. Designed for both everyday comfort and elevated entertaining, the home features a main-level gourmet kitchen with Thermador appliances, custom cabinetry, expansive gathering spaces, a private main-level primary suite, and multiple en suite bedrooms. The lower level offers a flexible second living area with its own kitchen, private screening room, fitness space, wine storage, full bath, and additional rooms suited for guests, hobbies, or extended stays. Outdoor living is at the center of the experience, with multi-tiered patios, exterior fireplaces, overlooking the water, and direct access to Lake Wylie from the custom Trex dock and covered gazebo. Built with lasting quality in mind, the home includes steel interior framing designed to maximize water views, 2x6 exterior wall framing, foam insulation, Lincoln aluminum windows and doors, whole-house audio, AT&T Fiber, and extensive storage. More than a home on the lake, Deepwater Retreat is a private waterfront estate created for space, comfort, craftsmanship, and the lifestyle only Lake Wylie can offer.

3255 Lake Pointe Drive, Belmont

Listing courtesy of SERHANT. JoshT@Serhant.com
$749,000
4 Beds ⋅ 4 Baths ⋅ 4398495 MLS ⋅ ACTIVE UNDER CONTRACT Status
Experience the best of Lake Wylie living without the waterfront price tag! Situated on a spacious corner lot in one of Belmont's most desirable lake-access communities, this 4-bedroom, 3.5-bath home offers an exceptional floor plan, outstanding value, and sought-after amenities. Designed for both comfort and functionality, the main level features the primary suite, two guest bedrooms, a dedicated office, and inviting living spaces ideal for everyday living and entertaining. Upstairs, you'll find a spacious bonus room along with a private ensuite bedroom, offering the perfect retreat for guests or additional flexible living space. The 3-car garage provides plenty of room for vehicles, a golf cart, lake toys, or extra storage. Enjoy all the benefits of lake life with exclusive community amenities including a private boat launch, sandy beach area, waterfront picnic pavilion, and convenient access to beautiful Lake Wylie—all without the premium cost of waterfront ownership. Priced below tax value, this is an exceptional opportunity to own in one of Belmont's premier lake communities while being just minutes from downtown Belmont, marinas, parks, shopping, dining, and a convenient commute to Charlotte. Lake living has never been more attainable.

3000 Applewood Point Lane, Belmont

Listing courtesy of Northstar Real Estate, LLC. brettsellscharlotte@gmail.com
$199,000
4392000 MLS ⋅ ACTIVE Status
Beautiful lot in a cove with view of the main channel. Sloping wooded lot to waterfront gives Buyer an opportunity to open the view as much as they desire with privacy. Great lot for a basement construction. Reflection Pointe offers loads of amenities that you want without having to leave home. Community amenities include a lagoon style swimming pool, clubhouse, lighted tennis courts, paved walking trails, soccer field, playground, and a marina with a sandy beach area on Lake Wylie. Also features Boat Slips, Boat Launch, Boat Storage Area, Canoe and Kayak Dock and Storage, Clubhouse, Pavilion, Playground, Pool, Trails, Pickleball, Bocce, Fishing.

5140 Watermeade Lane, Belmont

Listing courtesy of Premier Sotheby's International Realty. tommy.ingram@premiersir.com
$850,000
3 Beds ⋅ 3 Baths ⋅ 4389103 MLS ⋅ ACTIVE Status
McLean South Shore stands as one of Lake Wylie's most coveted waterfront communities, and this meticulously maintained 2023 Tri Pointe home delivers the kind of refined, turnkey living that buyers search years to find. From the moment you arrive, the curb appeal commands attention with brick and stone exterior, 30-year architectural roof shingles, Royal James Hardi Color Plus siding, and a fully sodded Bermuda grass yard with a complete landscape package. Step through the front door and a stunning crystal chandelier sets the tone in the grand foyer, where soaring 10-foot ceilings and 8-foot doors create an immediate sense of arrival and elegance. The open layout features a gourmet kitchen overlooking the living room, ideal for entertaining and everyday living alike. Quartz countertops, tile backsplash, and a generous island anchor the space beautifully, while the partial overlay slow-close cabinetry with soft-close doors and drawers and a full convenience package providing roll-out drawers in every lower cabinet delivers the kind of thoughtful craftsmanship that sets this kitchen apart. Premium appliances elevate every meal, including a WiFi-enabled GE Profile Advantium Series Double Oven with built-in camera, a GE Profile 5-burner gas stove, and a WiFi-enabled GE dishwasher. The great room centers around a 36" gas fireplace with granite surround, and with the open floor plan, the entire main level flows perfectly. The oversized primary suite is a true retreat, impressing with a spa-like bath featuring a standalone soaking tub, frameless shower, his and her vanity, and Blanco Matrix quartz countertops, all finished with Delta Chrome fixtures. The spacious walk-in closet offers solid shelving and rod, designed for both function and organization. Secondary baths are equally polished with the guest bath features elegant frameless Kohler shower doors, Sterling elongated toilets, and Delta Chrome fixtures throughout. Practical living is elevated here as well with a spacious mud room/drop zone keeps daily life organized, while the large laundry room adds the kind of everyday convenience that makes a house truly livable. Step outside and discover an outdoor living experience that rivals any resort. A charming palm tree anchors the backyard landscape, setting a relaxed, vacation-inspired tone. The backyard features an expansive custom paver patio with a gas fire pit gathering space, perfect for entertaining. The covered rear patio is finished with epoxy-sealed flooring for lasting protection against water seepage, and the entire backyard is enclosed within a private fenced yard, anchored by 12 Green Giant arborvitae that create a lush, natural privacy screen you'll enjoy year-round. The 3-car garage is fully finished with drywall, paint, an 8' insulated Wayne Dalton door, and a 220V EV charging outlet, ready for modern living from day one. For the tech-forward buyer, the home's HomeSmart® package delivers everything you'd expect from a truly intelligent home: Eero Mesh WiFi, Leviton smart switches, Ring Pro Doorbell, Genie WiFi garage door opener, Honeywell T6 smart thermostat, WiFi keypad deadbolt, whole-home surge protection, and RG6/CAT6 high-speed wiring throughout, including hardwired TV connections to the main router. Energy efficiency is built in, not bolted on: Rinnai gas tankless water heater, 15 SEER gas HVAC, MERV 13 air filters, Energy Star® appliances, and water-efficient fixtures throughout. Enjoy resort-level community amenities just steps away — two marinas, an Olympic-size pool, full fitness center, clubhouse, event lawn, library, dog park, playground, picnic areas, and walking and biking trails connecting directly to The Stowe Conservatory. Lake Wylie access includes a community boat lift, boat ramp, dock, and paddlesport launch. Owner-occupied since new with no pets and zero wear-and-tear as this home shows like a new Model. Easy to Show

247 Lanyard Lane, Belmont

Listing courtesy of NorthGroup Real Estate LLC. BillFrassineti@yahoo.com
$684,900
4 Beds ⋅ 3 Baths ⋅ 4387438 MLS ⋅ ACTIVE Status
***Rate Incentives if buyer qualifies with preferred lender. Incentives include 1-0 rate buy down if offer is accepted and under contract by end of July 31st!!*** Now offered at an incredible new price of $684,900, this meticulously upgraded CORNER LOT, fenced in back yard , Belmont masterpiece showcases over $50,000 in bespoke interior and exterior luxury additions. The heart of the home seamlessly connects to a spectacular outdoor entertainer's oasis through a magnificent $20,000 Pella multi-slide glass door system, featuring lifetime-guaranteed blinds between the glass that open completely to blend indoor and outdoor living. Relax in the spacious screened porch by Charlotte Screen Guys, or host gatherings on the expanded patio centered around a stunning $13,000 premium Queen City fire table designed for year-round outdoor ambiance. The fully enclosed, $4,000 fenced-in backyard provides the perfect balance of privacy, security, and space for pets, while $3,000 professional luxury exterior soffit lighting by Charlotte Tri Light ensures striking evening curb appeal. Inside, the craftsmanship continues with extensive high-end California Closets additions, including a gourmet custom kitchen pantry and stunning integrated media built-ins that beautifully anchor the main living space. Every bedroom features maximized storage with tailored systems by Closets by Design, and the designer laundry room has been beautifully upgraded with custom cabinetry and dedicated folding workspaces. Enjoy enhanced privacy, maximum UV protection, and lower utility bills thanks to a $2,500 premium energy-efficient window tinting package installed throughout the home. Don't miss this rare opportunity to own a heavily customized, turn-key luxury home in Belmont at a newly reduced price. Schedule your private tour today!

5100 Watercrest Trail, Belmont

Listing courtesy of Southern Homes of the Carolinas, Inc. TeamKRushman@gmail.com
$899,000
4385081 MLS ⋅ ACTIVE Status
Rare deep-water dockable homesite on Lake Wylie — 0.78 acres with 102 feet of shoreline on a private cove with zero opposing neighbor views. One of the last dockable lots in Hunt's Point, Belmont's lakefront community. The topography is a builder's dream: a gentle slope from street to shoreline, ideal for a walk-out basement, generous main-level footprint, and bridge-to-dock configuration. Deep water year-round supports full-time boat storage, and the lot meets Duke Energy's criteria to apply for a dock permit (buyer to obtain). Mature oaks frame sweeping north-facing water views — sunset views and morning coffee over open water. Build with approved custom builders including AR Homes, Classica Homes, and Miller. Minutes to Harbortowne Marina (adjacent), historic downtown Belmont, Daniel Stowe Botanical Garden via the Seven Oaks Preserve Trail, and Charlotte. Chef-driven waterfront dining at Drift; championship golf at River Hills, Gaston Country Club, and more nearby. Your custom Lake Wylie home begins here.

1201 Featherton Drive, Belmont

Listing courtesy of Keller Williams South Park. vblackstonere@gmail.com
$144,700
4383788 MLS ⋅ ACTIVE Status
Located on the most coveted, rare, crawlspace lots in Reflection Pointe, this is THE ONE you've been waiting for! Imagine turning down to the quiet southern tip of South Point Road, driving through the stunning gates of Reflection Pointe, and pulling up to a home designed entirely by you. While most available homesites require intense grading, 1116 Verdant Ridge Circle offers a rare, beautifully-level, 0.7-acre canvas wrapped in mature trees for built-in privacy. Situated at the scenic, southern tip of the South Point Road peninsula, called "The Point" by locals, this lot balances quiet luxury with resort-style living. Here, you're just a short walk from Lake Wylie access and neighborhood beach, covered picnic area, secure boat storage, community clubhouse, wade-in pool, tennis courts, playground, and putting green. Enjoy a serene backdrop with multiple pond views, fountains, and easy access to a walking trail from the rear corner of your lot! The rare view from the front of your lot features a dedicated park area with an additional pond and fountain! All this is paired with a quick commute to Charlotte and minutes from downtown Belmont!

1116 Verdant Ridge Circle, Belmont

Listing courtesy of Howard Hanna Allen Tate Gastonia. megan.triplett@allentate.com
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