Belmont Homes with Lake Access Community Features

Belmont Homes with Lake Access Community Features

Welcome to Belmont, North Carolina – a hidden gem nestled in Gaston County, where southern charm meets modern convenience. This picturesque city is not only known for its stunning landscapes and vibrant community but also for its prime location along the shores of Lake Wylie, making it a haven for those who appreciate the beauty of waterfront living.

Belmont boasts a rich history, evident in its beautifully preserved downtown area, where quaint shops, delightful eateries, and local breweries create an inviting atmosphere for both residents and visitors. The city is also home to an array of parks and recreational facilities, offering ample opportunities for outdoor activities such as hiking, biking, and fishing. The proximity to Charlotte, just a short drive away, ensures that residents enjoy the best of both worlds – a serene suburban lifestyle with easy access to the bustling city.

For those seeking homes with lake access, Belmont is a dream come true. Many properties in this charming community come with the added benefit of being just steps away from the tranquil waters of Lake Wylie. Imagine waking up to stunning lake views, spending weekends boating or fishing, and enjoying evenings by the water with family and friends. The community features are designed to enhance this idyllic lifestyle, with amenities such as private docks, walking trails, and picnic areas, all fostering a sense of camaraderie among neighbors.

Whether you're looking to settle down or invest in a vacation home, Belmont offers a welcoming environment where you can truly embrace the joys of lakeside living. Come discover the magic of Belmont – where your dream home awaits!

Newest Belmont Homes with Lake Access Community Features

$780,000
4421365 MLS ⋅ ACTIVE Status
Waterfront homesite at the end of the Timberlake Point cul-de-sac in Hunts Point, McLean's 22-homesite lakefront enclave in Belmont. Level 0.61-acre lot with about 100 feet of shoreline and open north-to-northwest water views across a wide bay, with conservancy-held woodland on the far shore. The shoreline sits just inside the mouth of a protected cove - open views out, calm water at the shoreline, under two minutes by boat to the main channel. Wide designated pier zone per the recorded plat gives options for dock placement; any dock is subject to a Duke Energy permit (buyer to obtain). Level topography suits a crawl space or basement plan, with room for a pool and outdoor living. City water and sewer hookups available; natural gas at the street. No time limit to build. Paved access to the Carolina Thread Trail, minutes to Morningstar Marina, downtown Belmont, and Daniel Stowe Botanical Garden, with an easy drive to Charlotte.

1012 Timberlake Point Unit #8, Belmont

Listing courtesy of Connor McSpadden. connorm@mdcsys.com
$1,075,000
5 Beds ⋅ 5 Baths ⋅ 4420342 MLS ⋅ ACTIVE Status
113 Cross Current offers a rare opportunity to enjoy elevated living in the highly desirable McLean–South Shore waterfront community, where residents have access to the lake, a private kayak launch, and resort-inspired amenities that create a relaxed yet refined lifestyle. Ideally located near Charlotte, Charlotte Douglas International Airport, Belmont, and the beautiful Daniel Stowe Conservancy, the community provides an exceptional balance of peaceful surroundings and everyday convenience, with marinas and endless opportunities for waterfront recreation just minutes away. Beautifully maintained and thoughtfully designed, the home features a sophisticated yet highly functional layout. The expansive primary suite serves as a private retreat, complete with a luxurious, spa-inspired ensuite bathroom created for comfort and relaxation. Each additional bedroom features its own walk-in closet and direct bathroom access, providing exceptional privacy and convenience for both residents and guests. Generous living spaces and flexible-use areas offer plenty of versatility for entertaining, working from home, or simply unwinding. At the heart of the home, the chef’s kitchen makes an impressive statement with an expansive island, butler’s pantry, and seamless connection to the surrounding living and gathering spaces. The open-concept design is anchored by a striking stone fireplace, while a built-in drop zone adds both character and everyday functionality. Thoughtful design continues throughout with abundant, easily accessible storage and an impressive three-car garage, complemented by an oversized driveway that provides plenty of additional parking. Outdoors, the covered porch with ceiling fan overlooks a private, level backyard framed by mature trees. A cozy fire pit provides an inviting setting for quiet evenings, gatherings with friends, or relaxing under the stars. Blending timeless finishes, thoughtful craftsmanship, generous living spaces, and an exceptional waterfront community lifestyle, 113 Cross Current is a home that truly stands apart.

113 Cross Current Lane, Belmont

Listing courtesy of EXP Realty LLC. scottie.tyson@exprealty.com
$164,900
4419948 MLS ⋅ ACTIVE Status
Rare opportunity to find a flat lot with a 24' deeded boat slip in this community. This lot is .54 acres, backs to the community walking path, and is within walking distance of both the recreation fields and the marina area. The lot will be suited for a crawl foundation; slabs are not permitted. Work with one of the community's featured builders or your own. Your builder must meet the community guidelines and undergo a review with the RPACC. Enjoy the hard to get deeded slip along with the community amenities which included a clubhouse, pool, tennis/picklball courts, recreation field, paved walking paths, on-site boat storage area, marina area, community beach area, and fountain ponds Set on Lake Wylie, Reflection Pointe is just 10 minutes from downtown Belmont Belmont offers a small-town feel with restaurants, pubs, breweries, retail, a downtown park, and community events throughout the year Commute to the Douglas International Airport is just 20 minutes, and to Uptown Charlotte just around 30 minutes. The community is gated, so you will need to schedule a time to visit. Reach out to schedule your private tour today!

3009 Ashwood Park Drive Unit #271, Belmont

Listing courtesy of Keller Williams Ballantyne Area. jmoll@kw.com
$749,900
3 Beds ⋅ 2 Baths ⋅ 4419627 MLS ⋅ ACTIVE Status
Waterfront Living with a Dock, No HOA & Extensive Recent Updates! This 3-bedroom, 2-bath brick ranch offers the perfect blend of comfortable living, entertaining space, and waterfront enjoyment—with no HOA and no city taxes! Thoughtfully updated and move-in ready, the home features new LVP flooring throughout, new ceiling fans and light fixtures, interior upgrades, electrical panel upgrades, a new HVAC system, and a new hot water heater. The house and cedar shake were freshly painted in 2025, adding to the home's refreshed appeal. Inside, three distinct living spaces provide plenty of room to relax and entertain, while the spacious kitchen serves as the heart of the home with stainless steel appliances, abundant workspace and storage, and a convenient breakfast bar. The bright and airy dining area features a stone fireplace and beautiful water views and opens to the covered back deck. The living room offers a charming barn door, while the main-level laundry adds everyday convenience. Outdoor living is where this property truly shines. Enjoy the covered back deck, along with an updated backyard gathering area featuring a stone fire pit and retaining wall, completed in 2026. An outdoor shower with convenient access to the bathroom from the yard makes lake living effortless. The expansive covered fixed dock is perfect for relaxing, entertaining, and enjoying the water, and leads to a covered boat slip and floating dock. The property also offers a two-story workshop/barn with incredible potential for hobbies, projects, storage, or additional workspace, plus a basement for even more flexibility. Conveniently located just minutes from Belmont, Lake Wylie, I-85, I-485, Charlotte Douglas International Airport, and Harbortowne Marina, this property delivers the best of lake living with an impressive list of recent improvements, abundant indoor and outdoor space, and no HOA or city taxes.

513 Paradise Circle, Belmont

Listing courtesy of Trevor Cherry Real Estate LLC. TCRealEstateLLC@gmail.com
$475,000
3 Beds ⋅ 2 Baths ⋅ 4414732 MLS ⋅ ACTIVE Status
Welcome 216 Paradise Drive in beautiful Belmont NC! Enjoy easy living in this custom ranch home nestled on more than half an acre in a desirable Lake Wylie lake-access community—with no HOA! Designed for comfortable everyday living, this one-story home offers the convenience of having everything you need on one level, along with a one-car garage that provides secure parking and can easily double as additional storage for tools, lake equipment, hobbies, or outdoor gear. Set toward the back of a private wooded lot, the property offers a peaceful, private setting surrounded by mature trees. A natural stream meanders along the rear of the property, adding to the serene setting and creating a picturesque connection to nature. Enjoy the freedom of a spacious lot without HOA restrictions, while still having access to the community boat ramp for convenient Lake Wylie access. Launch your boat, kayak, or paddleboard and enjoy boating, fishing, and relaxing on the water just minutes from home. Inside features custom blinds, beautiful wood floors, stainless steel appliances, granite countertops and added comfort features in the primary bathrooms. Enjoy sitting on the covered front porch with ceiling fans or the low maintenance back deck overlooking the flat, wooded back yard. Whether you're downsizing, looking for comfortable one-level living, or searching for a peaceful lake-area retreat, this custom home is a wonderful opportunity to enjoy all that Belmont/Lake Wylie has to offer!

216 Paradise Drive, Belmont

Listing courtesy of EXP Realty LLC Ballantyne. 704-604-5952
$184,900
4415178 MLS ⋅ ACTIVE Status
Looking for a large lot suited for a walkout construction? Check out this 1-acre lot located in the Gated Community of Reflection Pointe. This lot is waiting for your dream home to be built. The lot is just seconds from the community clubhouse, pool, kids playground, and tennis/pickleball courts. On top of that, this property includes a 24' deeded boat slip at the community marina. Other amenities include boat storage, a marina area, a waterfront pavilion, a community beach, fountain ponds, and paved walking paths. Lock this property in now and build when ready. Minimum build is 2000 HLA for a 1-story, and 2,400 HLA for a 2-story. Please review all community building guidelines and CCRs. Lake Wylie surrounds this community and is a 10-minute drive from downtown Belmont. The downtown offers a small-town feel but offers plenty to do. Enjoy local restaurants, pubs, breweries, retail, and community parks. Commute times to Uptown Charlotte are just 30 minutes,, and to Douglas International Airport, 20 minutes. A lot in this mcommunity of this size and ibuildability ease is hard to get in this community Being a gated community you will need to schedule a privat showing.

3036 Lake Pointe Drive Unit #170, Belmont

Listing courtesy of Keller Williams Ballantyne Area. jmoll@kw.com
$1,375,000
5 Beds ⋅ 5 Baths ⋅ 4414603 MLS ⋅ ACTIVE Status
Commanding over an acre of pristine, wooded shoreline along a secluded cove, 9267 Egret Ridge represents the pinnacle of private lakefront living within Belmont’s coveted, gated enclave of Misty Waters. Spanning nearly 5,900 square feet of meticulously curated architecture, this estate balances grand scale with intimate, serene luxury. Arrival sets an immediate tone of warmth and refinement, greeted by a timeless wrap-around front veranda. Inside, soaring two-story volumes and a wall of floor-to-ceiling glass frame panoramic views of quiet waters and dense forest canopy. The epicurean kitchen serves as both a culinary sanctuary and a gathering node, appointed with custom cabinetry, a wrap-around granite island, gas cooktop, double ovens, and a dedicated warming drawer. A main-level guest suite offers gracious, private accommodations for visiting family or staff. Ascend to the upper level, where the primary suite rivals the world's finest boutique resorts. Complete with a private lounge anchored by a fireplace, tray ceilings, double walk-in dressing rooms, and a spa-inspired bath with a deep soaking whirlpool, it offers an effortless retreat from daily life. Designed for high-level entertaining and wellness, the lower walkout level reveals a full terrace suite—featuring a private media theater, an executive wet bar and secondary kitchen, a dual-sided fireplace, and space tailored for a home gym or private spa. Outdoors, the estate transitions into a multi-tiered sanctuary. Step from the main terrace deck down to the lower stone patio, complete with an open-air fire pit designed for starlit evenings. A gentle, private path leads to your personal waterfront access—perfect for launching personal watercraft into the calm, glassy cove. Located moments from Historic Downtown Belmont with effortless access to Charlotte, this is an extraordinary opportunity to acquire a legacy residence of true distinction.

9267 Egret Ridge, Belmont

Listing courtesy of EXP Realty LLC Ballantyne. 704-747-4697
$105,000
4413053 MLS ⋅ ACTIVE Status
Discover the perfect opportunity to build your dream home on this inviting flat cul-de-sac lot, offering a serene view of a beautiful pond at the back of the property. Located in a vibrant gated community, this lot grants you access to a host of outstanding amenities designed to enhance your lifestyle. Enjoy days at the community pool, playground and engage in friendly matches on the tennis courts. For those who cherish lake life, a beautiful community beach area and boating access awaits you. Don't miss the chance to be a part of this welcoming neighborhood that offers both relaxation and recreation. Homes must meet HOA requirements and architectural guidelines. Convenient location, 10 minutes from downtown Belmont and 20 minutes from the Charlotte Douglas Airport. For more information, please visit https://reflectionpointehoa.com/acc-information-policies/

1036 Glade Spring Court, Belmont

Listing courtesy of Real Broker, LLC. khaidrealestate@gmail.com
$109,000
4412949 MLS ⋅ ACTIVE Status
Luxury gated waterfront community in Belmont. Lake Wylie access, docks, boat storage, community beachfront, clubhouse, pool, tennis courts, walking trails, ponds. Enjoy the best of lake living w/best of small town charm. Belmont boasts terrific shops, restaurants, parks & schools. Airport & uptown Charlotte less than 30 minutes. Lot is flat/level and has a nice tree buffer and view of pond also a fountain at back of lot!! Plus it is walking distance to the neighborhood marina.

3225 Ashwood Park Drive Unit #279, Belmont

Listing courtesy of Coldwell Banker Realty. ted.goldsmith@cbcarolinas.com
$850,000
4 Beds ⋅ 3 Baths ⋅ 4404016 MLS ⋅ ACTIVE Status
Spectacularly updated Belmont home with owners' suite on the main -- all on a large lot in an idyllic lakeside neighborhood featuring a community marina. You're going to LOVE lake life. Every space in this home has been meticulously updated. Chefs will drool over the HUGE kitchen with new appliances (double wall ovens? yes, please!), a large island, a breakfast bar, gorgeous quartz countertops and beautiful white cabinets. Owners will love their huge new bedroom (20 x 15 1/2) on the main with vaulted ceilings, fireplace and sparkling new owners' bath. Entertain in one of three large indoor living spaces -- 20x20 great room with fireplace, 17 1/2x15 1/2 living room and 12x12 sunroom. Great natural light beams off new wood floors on the main. Outdoor living a treat with a large deck overlooking your private backyard on 0.82-acre lot. AND the largest two-car garage you've ever seen at 801-square feet (not a typo). New roof, too. ... Convenient to tons of restaurants and shopping -- 5 miles to historic Downtown Belmont and 4 miles to the heart of Lake Wylie community. ... Zoned for New Hope Elementary, Cramerton Middle and South Point High (Belmont).

5042 Marci Lane, Belmont

Listing courtesy of Keller Williams South Park. barry@reeveshometeam.com
$100,000
4404044 MLS ⋅ ACTIVE Status
An excellent opportunity to build your custom home on a private, cul-de-sac lot in Reflection Pointe! This gated community features lake access to Lake Wylie, a community beach, community marina, dry boat storage, clubhouse with billiard room, outdoor pool, multiple playgrounds, tennis and basketball courts, soccer field, picnic areas, walking trails, & more. Don't miss your opportunity to build in one of Belmont's incredibly desirable waterfront communities. Listing agent is property owner.

2117 Wood Clough Court Unit #341, Belmont

Listing courtesy of Keller Williams Connected. chelsea@handyearth.com
$1,645,000
4 Beds ⋅ 4 Baths ⋅ 4399291 MLS ⋅ ACTIVE Status
LAKEFRONT LUXURY | BIG WATER VIEWS | PRIVATE COVERED DOCK | ELEVATOR Looking for the ultimate deep-water retreat? Experience the Lake Wylie lifestyle in this exceptional European-inspired custom waterfront estate in Belmont’s gated Reflection Pointe. Set on one of the community’s coveted deep-water homesites with expansive, wide-open water views, this home delivers the waterfront setting buyers dream about but rarely find. Imagine morning coffee overlooking sparkling main-channel views, afternoons boating or paddleboarding from your private dock, and evenings gathered around the lakeside fire pit. Here, every day feels like a vacation. Designed to celebrate the lake, walls of windows capture panoramic water views from nearly every rear-facing room. The dramatic Great Room features soaring 14-foot coffered ceilings, fireplace, custom built-ins, and an open layout that feels both elegant and inviting. The chef’s kitchen features granite countertops, extensive pull-out cabinetry, a premium Dacor gas cooktop, new appliances in 2024, generous prep space, and seamless flow to the dining and living areas—all overlooking the water. The main-level primary suite offers beautiful lake views and a spa-inspired bath, while the private elevator provides convenient access to the walkout lower level with second living quarters. Ideal for multigenerational living or extended-stay guests, the lower level offers private second living quarters with a spacious Family Room and second fireplace, mini kitchen/wet bar, three additional bedrooms, flex space, abundant storage, and a screened porch with incredible water views. With its own gathering spaces and direct outdoor access, family and guests can enjoy privacy while remaining connected to the rest of the home. Outdoor living is exceptional! Screened in lower porch and a flagstone terrace off the Kitchen and Primary Suite on Main level, terraced landscaping, fenced backyard, Zoysia lawn, lake-fed irrigation, and a lakeside fire pit. At the shoreline, the private covered dock features a motorized boat lift and separate floating PWC dock, plus city water, internet access, dedicated music zone, and HD security cameras. The deep-water location provides excellent boating access throughout the year. Additional features include whole-house automation, surround sound, plantation shutters, aluminum-clad windows, dual HVAC systems, tankless water heater, whole-house surge protection, epoxy-coated garage and storage floors, and an oversized garage with space for recreational equipment. Just minutes from Belmont, Charlotte Douglas International Airport, restaurants, shopping, and everything Lake Wylie has to offer, this deep-water waterfront retreat delivers the luxury, convenience, and lake lifestyle discerning buyers have been waiting for. Live the lake life. Every single day.

3225 Lake Pointe Drive, Belmont

Listing courtesy of Keller Williams Ballantyne Area. maxwellhse@gmail.com
Start Your Search

“ Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Some IDX listings have been excluded from this website. Properties may or may not be listed by the office/agent presenting the information © 2026 Canopy MLS as distributed by MLS GRID”

Last Updated: